3609 Pacifica Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3609 Pacifica Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1999
Lot Size	0.163 acres (7,111 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2018)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-0380-006-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0380-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,111 sqft (0.163 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3609 PACIFICA LN
City	ELK GROVE
State	CA
Zip	95758-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAKESIDE 03, LOT 6
Legal Subdivision	LAKESIDE 03
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4020
Census Tract	9622

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3609 PACIFICA LN, ELK GROVE, CA 95758-4643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 5, 2018	Grant Deed, Transfer · Conventional with PMI US BK
Apr 5, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Mar 2, 2004 · Amount on Record
Deed Book / Page	20180405 / 806
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	4050000000805
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3609 PACIFICA LN, ELK GROVE, CA 95758-4643
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36O9 PACIFICA LN, ELK GROVE, CA 95758

Mortgage

Document Number	0000000471
Date	Oct 6, 2022
Instrument	2022100600471

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3609 PACIFICA LN, ELK GROVE, CA 95758-4643
Document Number	2009150820
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3609 PACIFICA LN ELK GROVE CA 957584643, ELK GROVE, CA 95758-4643

Mortgage

Document Number	2009150820
Date	Sep 15, 2020
Instrument	2009150820

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 5, 2018
Property Address	3609 PACIFICA LN, ELK GROVE, CA 95758-4643
Document Number	1804050806
Instrument Date	Apr 3, 2018
Instrument	1804050806
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3609 PACIFICA LN ELK GROVE CA 957584643, ELK GROVE, CA 95758-4643

Mortgage

Document Number	1804050807
Date	Apr 5, 2018
Instrument	1804050807

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 5, 2018
Property Address	3609 PACIFICA LN, ELK GROVE, CA 95758-4643
Document Number	1804050805
Instrument Date	Apr 3, 2018
Instrument	1804050805
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3609 PACIFICA LN ELK GROVE CA 957584643, ELK GROVE, CA 95758-4643

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,286 (+2%) Land $145,070 Building $435,216
2025	$7,591.00 (+20.45%) Homeowner's exemption	$568,909 (+4.04%) Land $142,226 Building $426,683
2024	$6,302.00 (+2.81%)
2023	$6,130.00 (+1.76%) Homeowner's exemption	$546,819 Land $136,704 Building $410,115
2022	$6,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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