3609 Oak Cliffs Ave, Kingman, AZ 86401 Property Records

Mohave County property record for 3609 Oak Cliffs Ave, Kingman, AZ 86401

Property Summary

Property Type	Single Family Home
Details	1,437 sqft · built 2019
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Mar 2026)
Tax Bill	$908 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`322-55-098`

Property Details

APN / Parcel Number

Primary APN	`322-55-098`
Alternative APN	`R32255098`

Interior

Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,893 sqft
1st Floor Area	1,437 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32255098
Street Address	3609 OAK CLIFFS AVE
City	KINGMAN
State	AZ
Zip	86401-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGMAN CROSSING TRACT 1993-A BLK 3 LOT 21
Legal Range	16W
Legal Township	21N
Legal Section	09
Legal Subdivision	KINGMAN CROSSING
Legal Tract	1993-A
Legal Block	3
Legal Lot Number	21
Jurisdiction	MOHAVE AZ
Township / Civil Division	KINGMAN
Census Block Group	3
Census Block	3037
Census Tract	953902

Owner

3609 Oak Cliffs Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Mohave County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2025	Beneficiary Deed, Transfer
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	May 8, 2023 · Amount on File
Deed Document Number	202613502
Prior Transfer Date	Apr 4, 2025
Prior Transfer Doc	0000016685
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 N ARIZONA ST C, C, KINGMAN, AZ 86409-2704

Mortgage

Document Number	0000013503
Date	Mar 17, 2026
Instrument	2026013503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MOHAVE AZ
Recording Date	Apr 4, 2025
Property Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053
Document Number	0000016685
Map Reference	DOC 2005-13994
Instrument Date	Apr 4, 2025
Instrument	2025016685
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	May 8, 2023
Property Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053
Document Number	0000021338
Map Reference	DOC 2005-13994
Instrument Date	Apr 24, 2023
Instrument	2023021338
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6265, KINGMAN, AZ 86402-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053

Mortgage

Document Number	0000021339
Date	May 8, 2023
Instrument	2023021339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Apr 2, 2019
Property Address	3609 OAK CLIFFS AVE, KINGMAN, AZ 86401-5053
Document Number	0000016079
Map Reference	DOC2005-13994
Instrument Date	Mar 7, 2019
Instrument	2019016079
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 HUALAPAI MOUNTAIN RD, 2800, KINGMAN, AZ 86401-5672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 6265, KINGMAN, AZ 86402-6265

Mortgage

Document Number	0000016080
Date	Apr 2, 2019
Instrument	2019016080

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Oak Cliffs Ave was $908, up 1% from the year before.

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Municipality	Kingman City
Unified School District	Kingman Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$244,428 (+1.27%) Land $40,241 Building $204,187
2026			$241,358 Land $38,294 Building $203,064
2025	$908.00 (+1%)	$23,716 (+3.69%)
2024	$454.00	$22,871	$237,158 (+3.69%) Land $40,566 Building $196,592
2023			$228,714 Land $33,004 Building $195,710
2020	$875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3609 Oak Cliffs Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Oak Cliffs Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGMAN MUNICIPAL WATER serves 45,000 people · EPA ID AZ0408020
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Allo Communications, Wecom Fiber.

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