Ventura County property record for 3609 Monte Carlo Dr, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,668 sqft · built 1994 |
| Lot Size | 0.166 acres (7,224 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $240,000 (Jul 1999) |
| Tax Bill | $4,512 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 185-0-131-215 |
| Primary APN | 185-0-131-215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,224 sqft (0.166 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Street Address | 3609 MONTE CARLO DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1PD |
| Legal Description | TRACT: 444300 LOT: 71 REF: 120MR 18 |
| Legal Subdivision | 4443 |
| Legal Tract | 444300 |
| Legal Block | 131 |
| Legal Lot Number | 71 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3613 |
Source: Ventura County records · APN 185-0-131-215
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Mar 17, 2026 | Correction Deed |
| Jul 18, 2023 | Intrafamily Transfer, Transfer |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 1999 · Amount on Record |
| Deed Sale | Jul 20, 1999 · Amount on Record |
| Prior Sale | May 10, 1994 · Amount on Record |
| Deed Document Number | 1999136491 |
| Last Transfer Date | Jul 03, 2023 |
| Transfer Doc | 0000048358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Number | 0000028417 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202628417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Number | 0000028417, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202628417 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Mar 17, 2026 |
| Property Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Number | 0000019845 |
| Map Reference | MB 120 PG 18 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026000019845 |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 18, 2023 |
| Property Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Number | 0000048358 |
| Map Reference | MB 120 PG 18 |
| Instrument Date | Jul 03, 2023 |
| Instrument | 2023000048358 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3609 MONTE CARLO DR, OXNARD, CA 93035-1330 |
| Document Number | 0000159492 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 20201001-00159492 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,222 (+2%) Land $150,487 Building $225,735 | |
| 2025 | $4,512.00 (+2.2%) Homeowner's exemption | $368,846 (+4.04%) Land $147,537 Building $221,309 |
| 2024 | $4,415.00 (+3.81%) | |
| 2023 | $4,253.00 (+3.13%) Homeowner's exemption | $354,524 (+2%) Land $141,808 Building $212,716 |
| 2022 | $4,124.00 Homeowner's exemption | $347,573 Land $139,027 Building $208,546 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036132, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 843 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA5610007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXNARD WATER DEPT serves 200,232 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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