3609 Masonboro Loop Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 3609 Masonboro Loop Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 2004
Lot Size	0.627 acres (27,312 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Dec 2020)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06700-005-096-000`

Property Details

APN / Parcel Number

Primary APN	`R06700-005-096-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,334 sqft Living Area
1st Floor Area	2,346 sqft
Basement Area	1,366 sqft
Finished Basement	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	27,312 sqft (0.627 acres)
Terrain	Low
Garage Area	609 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	360 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3609 MASONBORO LOOP RD
City	WILMINGTON
State	NC
Zip	28409-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 124 SEC 3 WINDWARD OAKS
Legal Subdivision	WINDWARD OAKS SEC 3
Legal Block	5
Legal Lot Number	124
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3002
Census Tract	12004

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3609 MASONBORO LOOP RD, WILMINGTON, NC 28409-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Jul 9, 2012 · Amount on Record
Deed Document Number	202052919
Deed Book / Page	6388 / 1160
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3609 MASONBORO LOOP RD, WILMINGTON, NC 28409-3632
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00657800835
Date	Jul 7, 2022
Book Page	6578/835
Instrument	2022025168

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2042

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3609 MASONBORO LOOP RD, WILMINGTON, NC 28409-3632
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00654100815
Date	Feb 23, 2022
Book Page	6541/815
Instrument	2022007029

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2042

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 10, 2020
Property Address	3609 MASONBORO LOOP RD, WILMINGTON, NC 28409-3632
Document Number	0063881160
Book / Page	006388 / 001160
Instrument Date	Dec 10, 2020
Instrument	52919
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 MASONBORO LOOP RD WILMINGTON NC 284093632, WILMINGTON, NC 28409-3632

Mortgage

Document Number	63881163
Date	Dec 10, 2020
Book Page	006388/001163
Instrument	52920

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,900 (-) Land $160,300 Building $631,600	$791,900 (-) Land $160,300 Building $631,600
2025	$4,660.00 (-14.4%)	$791,900 (+26.54%) Land $160,300 Building $631,600	$791,900 (+26.54%) Land $160,300 Building $631,600
2024	$5,444.00 (+2.95%)
2023	$5,288.00 (+2.62%)	$625,800 Land $156,400 Building $469,400	$625,800 Land $156,400 Building $469,400
2022	$5,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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