Oakland County property record for 3609 Lorena Dr, Waterford, MI 48329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,439 sqft · built 1964 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Dec 2022) |
| Tax Bill | $2,368 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-14-127-007 |
| Primary APN | W-13-14-127-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 1,391 sqft |
| Finished Basement | 2,782 sqft |
| Unfinished Basement | 1,391 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 86.7 ft deep x 87 ft wide |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3609 LORENA DR |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48329-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 14 WATKINS HILLS NO 4 LOT 183 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | WATKINS HILLS NO |
| Legal Lot Number | 183 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 144600 |
3609 Lorena Dr is owned and occupied by an individual who bought it in December 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 LORENA DR, WATERFORD, MI 48329-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Oct 10, 2022 | Warranty Deed, Transfer PARKS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Prior Sale | Oct 10, 2022 · Amount on File |
| Deed Document Number | 2022487049 |
| Deed Book / Page | 58342 / 20 |
| Prior Transfer Date | Dec 28, 2000 |
| Prior Transfer Doc | 0000139200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3609 LORENA DR, WATERFORD, MI 48329-4239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3609 LORENA DR, WATERFORD, MI 48329-4239 |
| Document Number | 0000071743 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 58709/269 |
| Instrument | 71743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 28, 2022 |
| Property Address | 3609 LORENA DR, WATERFORD, MI 48329-4239 |
| Document Number | 0000487049 |
| Book / Page | 58342 / 20 |
| Map Reference | LB 103 PG 2 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 487049 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5214 WOODLANE LANE, LAKE ORION, MI 48359 |
| Name | Verified Name |
|---|---|
| Address | 3708 MARYLAND AVE N, MINNEAPOLIS, MN 55427-1542 |
| Document Number | 0000000703 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 58349/713 |
| Instrument | 703 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 10, 2022 |
| Property Address | 3609 LORENA DR, WATERFORD, MI 48329-4239 |
| Document Number | 0000455968 |
| Book / Page | 58177 / 514 |
| Map Reference | LB 103 PG 2 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 455968 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,586.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3812 LONG MEADOW LN, 3812, LAKE ORION, MI 48359-1443 |
| Name | Verified Name |
|---|---|
| Address | 5214 WOODLANE, LAKE ORION, MI 48359 |
The 2025 property tax bill for 3609 Lorena Dr was $2,368 with a homeowner's exemption, down 40.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,368.00 (-40.95%) Homeowner's exemption | $141,020 | $282,040 |
| 2024 | $4,010.00 | ||
| 2023 | $102,750 | $205,500 | |
| 2021 | $2,045.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3609 Lorena Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3609 Lorena Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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