Midland County property record for 3609 Lancaster St, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1949 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,605 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-30-646 |
| Primary APN | 14-10-30-646 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3609 LANCASTER ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 21 BLK A KENTWOOD DIV 1 |
| Legal Subdivision | BLK A KENTWOOD DIV |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 290800 |
3609 Lancaster St is owned and occupied by an individual.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 LANCASTER ST, MIDLAND, MI 48642-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CREDIT UNION |
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3609 LANCASTER ST, MIDLAND, MI 48642-3738 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3609 LANCASTER ST, MIDLAND, MI 48642-3738 |
| Document Number | 1650/1333 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 1650/1333 |
| Name | DOW CHEMICAL EMPLOYEES CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | MIDLAND, MI 48642 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 15, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3609 LANCASTER ST, MIDLAND, MI 48642-3738 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3609 LANCASTER ST, MIDLAND, MI 48642-3738 |
| Document Number | 1650/1334 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 1650/1334 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3609 Lancaster St was $1,605 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,600 | $143,200 | |
| 2025 | $1,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3609 Lancaster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3609 Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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