3609 Katherine Way, Frederick, MD 21704 Property Records

Frederick County property record for 3609 Katherine Way, Frederick, MD 21704 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 2,200 sqft · built 2015
Lot Size	0.028 acres (1,247 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jul 2019)
Tax Bill	$5,685 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-589538`

Property Details

APN / Parcel Number

Primary APN	`07-589538`
Alternative APN	`589538`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,200 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,247 sqft (0.028 acres)
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	589538
Street Address	3609 KATHERINE WAY
City	FREDERICK
State	MD
Zip	21704-7024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1586 SECTION M-1 1,247 SQ FT VILLAGES OF VILLAGES
Legal Subdivision	VILLAGES/URBANA URBANA PUD
Legal Lot Number	1586
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2012
Census Tract	752206

Owner

Source: Frederick County records · APN 07-589538

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU
Jul 23, 2019	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	0001309882
Deed Book / Page	13098 / 82
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024

Mortgage

Document Number	0175700234
Date	Oct 23, 2025
Book Page	17570/234

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147960283
Date	Apr 21, 2021
Book Page	14796/283

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jun 01, 2028
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	4.12%
Index	1-Year CMT
Max Rate	8.12%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 23, 2019
Property Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024
Document Number	0130980082
Book / Page	13098 / 0082
Map Reference	MB 92 PL 128
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3609 KATHERINE WAY, FREDERICK, MD 21704-7024

Mortgage

Document Number	0130980089
Date	Jul 23, 2019
Instrument	13098/0089

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,685.00	$421,933	$456,200 Land $135,000 Building $321,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 653 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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