3609 Frederick Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3609 Frederick Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Cemetery, Funeral Home, Mortuary
Details	18,176 sqft · built 1968
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Last Sale	$581,300 (Sep 2022)
Tax Bill	$21,894 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2021 Line of Credit
APN	`06-1.0-02-003-000-046.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-003-000-046.000`

Interior

Building Area	18,176 sqft Base Area
1st Floor Area	18,176 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	95,832 sqft (2.2 acres)

Location & Zoning

Street Address	3609 FREDERICK AVE
City	SAINT JOSEPH
State	MO
Zip	64506-3033
Property Category	Commercial
Property Type	Commercial > Retail > Cemetery, Funeral Home, Mortuary
Local Zoning Code	CITY
Legal Description	02-57-35SWSUB: LOT: BLK:LGL DESC:BEG 330' N & 20' E OF SW COR TH N 70.23' E 425' S 362.23' TO N/L OF HY TH ALG HY 225' N 292' W 200' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	02
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2014
Census Tract	702

Owner

Source: Buchanan County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3609 FREDERICK AVE, SAINT JOSEPH, MO 64506-3033
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jan 29, 2021	Warranty Deed, Transfer · Line of Credit UMB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20229227
Deed Book / Page	3780 / 602
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000007455
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Oct 6, 2026
Property Address	3609 FREDERICK AVE, SAINT JOSEPH, MO 64506-3033
Document Number	0000008474
Book / Page	3823 / 206
Instrument Date	Oct 2, 2026
Instrument	20268474
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3609 FREDERICK AVE, SAINT JOSEPH, MO 64506-3033

Mortgage

Document Number	0000008474,
Date	Oct 6, 2026
Book Page	3823/206
Instrument	20268474

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2046

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 29, 2021
Property Address	3609 FREDERICK AVE, SAINT JOSEPH, MO 64506-3033
Document Number	003758/359
Book / Page	3758 / 359
Instrument Date	Jan 29, 2021
Instrument	2021000993
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 FREDERICK AVE, SAINT JOSEPH, MO 64506-3023

Mortgage

Document Number	003758/360
Date	Jan 29, 2021
Book Page	3758/360
Instrument	2021000994

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,894.00	$265,470 (-) Land $122,670 Building $142,800	$829,590 (-) Land $383,330 Building $446,260
2024	$21,894.00 (+7.88%)
2023	$20,294.00 (-0.57%)	$265,470 (-) Land $122,670 Building $142,800	$829,590 (-) Land $383,330 Building $446,260
2022	$20,411.00	$265,470 Land $122,670 Building $142,800
2021			$829,590 Land $383,330 Building $446,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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