Duval County property record for 3609 Ernest St, Jacksonville, FL 32205 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 883 sqft · built 1940 |
| Lot Size | 0.115 acres (5,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2019) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060473-0000 |
| Primary APN | 060473-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 883 sqft Living Area |
| Gross Area | 1,223 sqft |
| 1st Floor Area | 838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,012 sqft (0.115 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3609 ERNEST ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-63 20-2S-26E R/P WINDLE PARK LOT 19 BLK 2 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | WINDLE PARK R/P |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 2502 |
Source: Duval County records · APN 060473-0000
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jan 11, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Mar 25, 1997 · Amount on Record |
| Deed Document Number | 20198559 |
| Deed Book / Page | 18655 / 2311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Document Number | 0201581592 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 20158/1592 |
| Instrument | 2022050514 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Document Number | 0196902360 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 19690/2360 |
| Instrument | 2021103091 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 3609 ERNEST ST, JACKSONVILLE, FL 32205-5433 |
| Document Number | 0186552311 |
| Book / Page | 018655 / 002311 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 8559 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | NTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3609 ERNEST ST JACKSONVILLE FL 322055433, JACKSONVILLE, FL 32205-5433 |
| Document Number | 186552313 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 018655/002313 |
| Instrument | 8560 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,561 (+2.7%) | $113,357 (+1.23%) Land $60,913 Building $52,444 | |
| 2025 | $1,078.00 (+23.06%) Homeowner's exemption | $82,338 (+5.99%) | $111,975 (-2.83%) Land $60,075 Building $51,900 |
| 2024 | $876.00 (+4.41%) | ||
| 2023 | $839.00 (+11.72%) Homeowner's exemption | $77,688 (+3%) | $115,239 (+15.83%) Land $60,075 Building $55,164 |
| 2022 | $751.00 Homeowner's exemption | $75,426 | $99,488 Land $46,725 Building $52,763 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310025024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1992–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 448 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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