Washington County and Fort Ann Town property record for 3609 Echo Bay Ln, Kattskill Bay, NY 12844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,328 sqft · built 2023 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $36,711 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 532889 73.9-1-22 |
| Primary APN | 532889 73.9-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| Upper Floors Area | 270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 119 ft deep x 167 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Covered Porch |
|---|---|
| Porch Area | 350 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 855J101585 |
|---|---|
| Street Address | 3609 ECHO BAY LN |
| City | KATTSKILL BAY |
| State | NY |
| Zip | 12844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | H&L LF 77 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | FORT ANN |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 81001 |
Source: Washington County and Fort Ann Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 N MAST ST, GOFFSTOWN, NH 03045-1711 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2025 |
| Transfer Doc | 0000000109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 3609 ECHO BAY LN, KATTSKILL BAY, NY 12844 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000375 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-1375 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Washington County and Fort Ann Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Fort Ann Town |
| Unified School District | Lake George Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,711.00 (+4.2%) | ||
| 2025 | $35,230.00 (+261.19%) | $3,142,880 (+4%) Land $2,498,080 Building $644,800 | $3,142,880 (+4%) Land $2,498,080 Building $644,800 |
| 2024 | $3,022,000 (+150.27%) Land $2,402,000 Building $620,000 | $3,022,000 (+87.7%) Land $2,402,000 Building $620,000 | |
| 2023 | $1,207,500 (-) Land $970,500 Building $237,000 | $1,610,000 (+13.33%) Land $1,294,000 Building $316,000 | |
| 2022 | $1,207,500 Land $970,500 Building $237,000 | $1,420,588 Land $1,141,765 Building $278,823 | |
| 2021 | $9,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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