3609 E Locust Cir, Prospect, KY 40059 Property Records

Oldham County property record for 3609 E Locust Cir, Prospect, KY 40059 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1978
Square Footage2,147 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2010)
Tax Bill$3,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-15-00-70
Alternative APN
  • 44053

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,147 sqft Living Area
Basement Area1,094 sqft Basement
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area568 sqft Garage

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number44053
Street Address3609 E LOCUST CIR
CityPROSPECT
StateKY
Zip40059-9020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .33AC
Legal SubdivisionRIVER BLUFF FARMS
Legal BlockSEC 4
Legal Lot Number70
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2007
Census Tract30801

Owner

Source: Oldham County records · APN 06-15-00-70

Assessment roll updated December 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3609 E LOCUST CIR, PROSPECT, KY 40059-9020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2010 · Amount on Record
Deed SaleApr 26, 2010 · Amount on Record
Prior SaleApr 26, 2010 · Amount on Record
Deed Book / Page972 / 436
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,987.00 (+13.62%)$320,000 (+14.29%) Land $50,000 Building $270,000$320,000 (+14.29%) Land $50,000 Building $270,000
2023$3,509.00$280,000 Land $40,000 Building $240,000$280,000 Land $40,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Locust Cir

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