3609 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3609 E Bay St, Duluth, GA 30096 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 2,438 sqft · built 1988
Lot Size0.08 acres (3,484 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Mar 2025)
Tax Bill$4,903 (2025)
Deeds & MortgagesMar 2025 Sale
Mar 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6-291C-029

Property Details

APN / Parcel Number

Primary APN6-291C-029
Alternative APNs
  • R6291C-029
  • 1500117

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,438 sqft Living Area
Gross Area2,672 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484 sqft (0.08 acres)
TerrainHigh
View / LotPrimary
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck Area520 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3609 E BAY ST
CityDULUTH
StateGA
Zip30096-4822
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL38 ASHLEY SQUARE #2 SEC 3 - PB47-259
Legal SubdivisionASHLEY SQUARE
Legal Lot Number38
Legal Unit2
JurisdictionGWINNETT GA
Township / Civil DivisionSUWANEE-DULUTH
Census Block Group2
Census Block2003
Census Tract50219

Owner

Source: Gwinnett County records · APN 6-291C-029

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3609 E BAY ST, DULUTH, GA 30096-4822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Limited Warranty Deed, Transfer
Mar 12, 2025Limited Warranty Deed, Transfer · FHA Mortgage
ACOPIA
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS
Dec 21, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleMar 12, 2025
Deed Book / Page61721 / 195
Prior Transfer DateDec 12, 2018
Prior Transfer Doc0563250478
Record UpdatedSep 20, 2026

March 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionGWINNETT GA
Recording DateMar 12, 2025
Property Address3609 E BAY ST, DULUTH, GA 30096-4822
Document Number0617210227
Book / Page61721 / 227
Instrument DateMar 11, 2025
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 E BAY ST, DULUTH, GA 30096-4822

March 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionGWINNETT GA
Recording DateMar 12, 2025
Property Address3609 E BAY ST, DULUTH, GA 30096-4822
Document Number0617210195
Book / Page61721 / 195
Instrument DateMar 11, 2025
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 E BAY ST, DULUTH, GA 30096-4822

Mortgage

Document Number0061721197
DateMar 12, 2025
Instrument61721/197
Lender
NameACOPIA
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2055

Mortgage

Document Number0617210214
DateMar 12, 2025
Book Page0000061721/0000000214
Lender
NameACOPIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGWINNETT GA
Recording DateJul 01, 2021
Property Address3609 E BAY ST, DULUTH, GA 30096-4822
Document Number0589620696
Book / Page58962 / 696
Instrument DateJul 01, 2021
Instrument2021-023661
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 E BAY ST, DULUTH, GA 30096-4822

Mortgage

Document Number0058962698
DateJul 01, 2021
Instrument58962/698
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2051

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGWINNETT GA
Recording DateDec 21, 2018
Property Address3609 E BAY ST, DULUTH, GA 30096-4822
Document Number0563250478
Book / Page056325 / 000478
Instrument DateDec 12, 2018
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3609 E BAY ST DULUTH GA 300964822, DULUTH, GA 30096-4822

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
MunicipalityDuluth City
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,903.00 (+0.35%)$167,320 (+9.91%) Land $22,000 Building $145,320$418,300 (+9.91%) Land $55,000 Building $363,300
2023$4,886.00$152,240 Land $20,000 Building $132,240
2022$380,600 Land $50,000 Building $330,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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