3609 Dory Brooks Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3609 Dory Brooks Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1995
Lot Size	0.407 acres (17,727 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2024)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-013189`

Property Details

APN / Parcel Number

Primary APN	`03-013189`
Alternative APNs	`3013189` `013189`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,727 sqft (0.407 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013189
Street Address	3609 DORY BROOKS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 1-5,42,43 & PT LTS 11&12 BLK 64 SUMMER CITY
Legal Subdivision	SUMMER CITY
Legal Block	64
Legal Lot Number	1-5,11
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1014
Census Tract	860402

Owner

3609 Dory Brooks Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Calvert County records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · FHA Mortgage AMERIS BANK
Mar 15, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 15, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Oct 20, 2000 · Amount on File
Deed Book / Page	6545 / 355
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 17, 2026
Property Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865
Document Number	6935000090
Book / Page	6935 / 90
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	COUNSEL TITLE LLC, COUNSEL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865

Mortgage

Document Number	6935000098,
Date	Jul 17, 2026
Book Page	6935/98

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Document Number	6935000120,
Date	Jul 17, 2026
Book Page	6935/120

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 15, 2024
Property Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865
Document Number	0065450355
Book / Page	6545 / 355
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865

Mortgage

Document Number	0006545361
Date	Mar 15, 2024
Instrument	6545/361

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 15, 2024
Property Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865
Document Number	0065450355
Book / Page	6545 / 355
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 DORY BROOKS RD, CHESAPEAKE BEACH, MD 20732-3865

Mortgage

Document Number	0006545361
Date	Mar 15, 2024
Instrument	6545/361

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Dory Brooks Rd was $3,026.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00	$259,900 Land $84,700 Building $175,200	$259,900 Land $84,700 Building $175,200
2023	$2,437.00 Homeowner's exemption	$234,567	$259,900 Land $84,700 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 Dory Brooks Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Dory Brooks Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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