3609 Deanes Ln, Capitola, CA 95010 Property Records

Santa Cruz County property record for 3609 Deanes Ln, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1990
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Oct 2012)
Tax Bill	$9,041 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-412-35`

Property Details

APN / Parcel Number

Primary APN	`034-412-35`
Alternative APN	`034-412-35-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,599 sqft Living Area
Gross Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3609 DEANES LN
City	CAPITOLA
State	CA
Zip	95010-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1256
Legal Subdivision	DEANES LANE TR 1256
Legal Tract	1256
Legal Lot Number	1016-
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	121702

Owner

3609 Deanes Ln is owned and occupied by two individuals who bought it in October 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 DEANES LN, CAPITOLA, CA 95010-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 23, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2012 · Amount on File
Deed Sale	Oct 31, 2012 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	201253970
Prior Transfer Date	Sep 7, 1995
Prior Transfer Doc	0000045768
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2020
Property Address	3609 DEANES LN, CAPITOLA, CA 95010-2533
Document Number	0000027231
Instrument Date	Jun 25, 2020
Instrument	27231
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3609 DEANES LN CAPITOLA CA 950102533, CAPITOLA, CA 95010-2533

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2020
Property Address	3609 DEANES LN, CAPITOLA, CA 95010-2533
Document Number	0000027229
Instrument Date	Jun 25, 2020
Instrument	27229
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3609 DEANES LN CAPITOLA CA 950102533, CAPITOLA, CA 95010-2533

Mortgage

Document Number	27230
Date	Jul 23, 2020
Instrument	27230

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 20, 2018
Property Address	3609 DEANES LN, CAPITOLA, CA 95010-2533
Document Number	0000005048
Instrument Date	Feb 16, 2018
Instrument	5048
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3609 DEANES LN CAPITOLA CA 950102533, CAPITOLA, CA 95010-2533

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3609 DEANES LN, CAPITOLA, CA 95010-2533
Document Number	0000028214
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3609 DEANES LN CAPITOLA CA 950102533, CAPITOLA, CA 95010-2533

Mortgage

Document Number	0000028214
Date	Aug 25, 2017
Instrument	28214

Lender

Name	WESTERN BANCORP
Type	Bank
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Deanes Ln was $9,041.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,552 (+2%) Land $410,731 Building $273,821
2025	$9,041.00	$671,129 Land $402,677 Building $268,452
2023	$8,199.00 (+1.33%)	$645,068 Land $387,041 Building $258,027	$979,110
2022	$8,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 Deanes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Deanes Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Kwikbit, Spectrum, T-Mobile, Verizon.

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