3609 Conch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3609 Conch Dr, Edgewater, MD 21037 · Last verified December 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,548 sqft · built 2002
Lot Size0.245 acres (10,693 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Nov 2023)
Tax Bill$5,893 (2023)
Deeds & MortgagesNov 2025 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-748-90092090

Property Details

APN / Parcel Number

Primary APN01-748-90092090
Alternative APNs
  • 174890092090
  • 74890092090

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,548 sqft Total Area
1st Floor Area1,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,693 sqft (0.245 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
Deck Area68 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number74890092090
Old Parcel Number174890092090
Street Address3609 CONCH DR
CityEDGEWATER
StateMD
Zip21037-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 3609 CONCH DR SELBY HEIGHTS
Legal SubdivisionSELBY HEIGHTS
Legal Lot Number16 3609
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1022
Census Tract701202

Owner

Source: Anne Arundel County records · APN 01-748-90092090

Assessment roll updated July 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3609 CONCH DR, EDGEWATER, MD 21037-3515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
NFM LENDING
Nov 20, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Aug 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleMay 09, 2002 · Amount on Record
Deed Document Number0040069348
Deed Book / Page40069 / 348
Record UpdatedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3609 CONCH DR, EDGEWATER, MD 21037-3515
Transaction TypeMortgage
Record UpdatedDec 02, 2025
Title CompanyUNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 CONCH DR, EDGEWATER, MD 21037-3515

Mortgage

Document Number0418170069
DateNov 10, 2025
Book Page41817/69
Lender
NameNFM LENDING
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2045

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateNov 20, 2023
Property Address3609 CONCH DR, EDGEWATER, MD 21037-3515
Document Number0400690348
Book / Page40069 / 348
Map ReferenceMB 232PG17&18PL12143
Instrument DateNov 17, 2023
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyEAGLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,737.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3609 CONCH DR, EDGEWATER, MD 21037-3515

Mortgage

Document Number0040069357
DateNov 20, 2023
Instrument40069/357
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3609 CONCH DR, EDGEWATER, MD 21037-3515
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0323990051
DateAug 16, 2018
Book Page32399/051
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2033

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified December 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,893.00$539,700 Land $210,000 Building $329,700$539,700 Land $210,000 Building $329,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Nearby Flood Policies79 in force
67 of 79 on primary residences
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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