Mecklenburg County property record for 3609 Chepstow Ct, Charlotte, NC 28262
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,186 sqft · built 2002 |
| Lot Size | 0.248 acres (10,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (May 2014) |
| Tax Bill | $3,285 (2023) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-062-13 |
| Primary APN | 051-062-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Heated Area |
| Gross Area | 2,586 sqft |
| 1st Floor Area | 1,174 sqft |
| Upper Floors Area | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,812 sqft (0.248 acres) |
| Garage Area | 400 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 051-062-13 |
|---|---|
| Street Address | 3609 CHEPSTOW CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L30 M34-996 |
| Legal Subdivision | HOUSTON HILLS MAP 02 PH 01 |
| Legal Lot Number | 30 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 5611 |
3609 Chepstow Ct is owned and occupied by an individual who bought it in May 2014.
Source: Mecklenburg County records, as of September 26, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 CHEPSTOW CT, CHARLOTTE, NC 28262-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PIEDMONT ADVANTAGE CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU |
| Jan 11, 2019 | Deed of Trust, Mortgage · Line of Credit PIEDMONT ADVANTAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on File |
| Deed Sale | May 15, 2014 · Amount on File |
| Prior Sale | Mar 24, 2014 · Amount on File |
| Deed Document Number | 0029178721 |
| Deed Book / Page | 29178 / 721 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3609 CHEPSTOW CT, CHARLOTTE, NC 28262-2650 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000091934 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 37437/43 |
| Instrument | 2022091934 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3609 CHEPSTOW CT, CHARLOTTE, NC 28262-2650 |
| Document Number | 0000095116 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Address | 3609 CHEPSTOW CT CHARLOTTE NC 282622650, CHARLOTTE, NC 28262-2650 |
| Document Number | 0000095116 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 034733/000057 |
| Instrument | 95116 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3609 CHEPSTOW CT, CHARLOTTE, NC 28262-2650 |
| Document Number | 0000004338 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 3609 CHEPSTOW CT CHARLOTTE NC 282622650, CHARLOTTE, NC 28262-2650 |
| Document Number | 0000004338 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 033225/000114 |
| Instrument | 4338 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 13, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,285.00 | $340,500 Land $59,500 Building $281,000 | $340,500 Land $59,500 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3609 Chepstow Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3609 Chepstow Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures