Richmond City property record for 3609 Chellowe Rd, Richmond, VA 23225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,301 sqft · built 2006 |
| Lot Size | 0.345 acres (15,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Mar 2018) |
| Tax Bill | $6,600 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Refinance + 2 more |
| APN | C-004-0416-031 |
| Primary APN | C-004-0416-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Upper Floors Area | 971 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,019 sqft (0.345 acres) |
| Lot Dimensions | 151 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 3609 CHELLOWE RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23225-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SINGLE |
| Legal Description | CHEROKEE ESTATES L10R BB SA; 0100.00X0151.81 IRG0000.344 AC |
| Legal Subdivision | A CHEROKEE ESTATES |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 70400 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3609 CHELLOWE RD, RICHMOND, VA 23225-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG |
| Mar 6, 2018 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on Record |
| Deed Sale | Mar 6, 2018 · Amount on Record |
| Prior Sale | Nov 8, 2006 · Amount on Record |
| Deed Document Number | 20184292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3609 CHELLOWE RD, RICHMOND, VA 23225-1251 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005353 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 210005353 |
| Name | NBKC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3609 CHELLOWE RD, RICHMOND, VA 23225-1251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5353 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 210005353 |
| Name | NBKC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3609 CHELLOWE RD, RICHMOND, VA 23225-1251 |
| Document Number | 0000011160 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3609 CHELLOWE RD RICHMOND VA 232251251, RICHMOND, VA 23225-1251 |
| Document Number | 0000011160 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 11160 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Mar 6, 2018 |
| Property Address | 3609 CHELLOWE RD, RICHMOND, VA 23225-1251 |
| Document Number | 0000004292 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 4292 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3609 CHELLOWE RD RICHMOND VA 232251251, RICHMOND, VA 23225-1251 |
| Document Number | 4293 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 4293 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,600.00 (+1.85%) | $550,000 (+7.21%) Land $98,000 Building $452,000 | $550,000 (+7.21%) Land $98,000 Building $452,000 |
| 2025 | $6,480.00 (+32,3%) | ||
| 2024 | $513,000 Land $75,000 Building $438,000 | ||
| 2023 | $513,000 Land $75,000 Building $438,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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