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3609 Byron Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3609 Byron Cir, Frederick, MD 21704 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,862 sqft · built 2000
Lot Size0.265 acres (11,539 sqft)
Owner2 Individual Names on File
Last Sale$837,500 (Sep 2023)
Tax Bill$9,401 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2021 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-225342

Property Details

APN / Parcel Number

Primary APN07-225342
Alternative APNs
  • 7225342
  • 225342

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,862 sqft Living Area
Gross Area3,282 sqft
1st Floor Area1,677 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,539 sqft (0.265 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area51 sqft
Deck Area486 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number225342
Street Address3609 BYRON CIR
CityFREDERICK
StateMD
Zip21704-7811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 238 SECTION K2 11,539 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number238
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1010
Census Tract752202

Owner

Source: Frederick County records · APN 07-225342

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3609 BYRON CIR, FREDERICK, MD 21704-7811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Conventional Mortgage
VELLUM MORTGAGE LLC
Dec 16, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWER FCU
Sep 18, 2023Deed, Transfer · Conventional Mortgage
VELLUM MORTGAGE LLC
Mar 24, 2020Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleNov 04, 2004 · Amount on Record
Deed Book / Page16601 / 494
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3609 BYRON CIR, FREDERICK, MD 21704-7811
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 BYRON CIR, FREDERICK, MD 21704-7811

Mortgage

Document Number0175420469
DateOct 03, 2025
Book Page17542/469
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3609 BYRON CIR, FREDERICK, MD 21704-7811
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0155820246
DateDec 16, 2021
Book Page15582/246
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueNov 29, 2036

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 18, 2023
Property Address3609 BYRON CIR, FREDERICK, MD 21704-7811
Document Number0166010494
Book / Page16601 / 494
Map ReferenceMB 67 PG 80
Instrument DateAug 23, 2023
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7707 FAWN CT, DERWOOD, MD 20855-2237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3609 BYRON CIR, FREDERICK, MD 21704-7811

Mortgage

Document Number0016601501
DateSep 18, 2023
Instrument16601/501
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3609 BYRON CIR, FREDERICK, MD 21704-7811
Document Number0139240479
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3609 BYRON CIR FREDERICK MD 217047811, FREDERICK, MD 21704-7811

Mortgage

Document Number0139240479
DateJul 24, 2020
Book Page013924/000479
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,401.00 (+2.86%) Homeowner's exemption$650,667 (+16.52%)$759,000 (+27.24%) Land $279,200 Building $479,800
2024$9,140.00 (+12%)
2023$8,161.00 Homeowner's exemption$558,433$596,500 Land $203,200 Building $393,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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