3609 Bride Rd, Covington, TN 38019 Property Records

Tipton County property record for 3609 Bride Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,718 sqft · built 1992
Lot Size	13.6 acres (592,416 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084017 04402`

Property Details

APN / Parcel Number

Primary APN	`084017 04402`
Alternative APN	`017 04402`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,718 sqft Living Area
1st Floor Area	2,344 sqft
Upper Floors Area	374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	592,416 sqft (13.6 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3609 BRIDE RD
City	COVINGTON
State	TN
Zip	38019-6271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: C64
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1018
Census Tract	40400

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3609 BRIDE RD, COVINGTON, TN 38019-6271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1992
Deed Sale	Jul 7, 1992
Deed Document Number	0000683289
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	3609 BRIDE RD, COVINGTON, TN 38019-6271
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 BRIDE RD, COVINGTON, TN 38019-6271

Mortgage

Document Number	0001963477
Date	Jun 15, 2022
Book Page	1963/477
Instrument	257893

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	3609 BRIDE RD, COVINGTON, TN 38019-6271
Document Number	1722815
Book / Page	001722 / 000815
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 BRIDE RD COVINGTON TN 380196271, COVINGTON, TN 38019-6271

Mortgage

Document Number	1722815
Date	May 22, 2017
Book Page	001722/000815
Instrument	204397

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 21, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+4.67%)	$91,375 (-) Land $22,100 Building $69,275
2023		$91,375 Land $22,100 Building $69,275
2022	$1,328.00
2020			$365,500 Land $88,400 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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