3609 Bonstead Rd, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 3609 Bonstead Rd, Clay, NY 13041

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,112 sqft · built 1965
Lot Size0.383 acres (16,700 sqft)
OwnerIndividual Name on File
Last Sale$94,000 (Dec 2010)
Tax Bill$4,485 (2025)
Deeds & MortgagesFeb 2020 Refinance
Flood ZoneZone AE (high risk)
APN312489 016.-01-18.0

Property Details

APN / Parcel Number

Primary APN312489 016.-01-18.0
Alternative APN
  • 248901600000010180000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area16,700 sqft (0.383 acres)
Lot Dimensions167 ft deep x 100 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area176 sqft
Patio Area236 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3609 BONSTEAD RD
CityCLAY
StateNY
Zip13041-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionFL 13 1169612
Legal Block1
Legal Lot Number18.000
JurisdictionONONDAGA NY
Township / Civil DivisionCLAY
Census Block Group4
Census Block4001
Census Tract11300

Owner

3609 Bonstead Rd is owned and occupied by an individual who bought it in December 2010.

Source: Onondaga County and Clay Town records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3609 BONSTEAD RD, CLAY, NY 13041-9651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2010 · Amount on File
Deed SaleDec 6, 2010 · Amount on File
Prior SaleJun 7, 2010 · Amount on File
Deed Book / Page5147 / 375
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address3609 BONSTEAD RD, CLAY, NY 13041-9651
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000004716
DateFeb 5, 2020
Instrument20200-00004716
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Bonstead Rd was $4,485.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionClay Town
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,485.00$5,000 Land $400 Building $4,600$208,333 Land $16,667 Building $191,666
2023$5,000 Land $400 Building $4,600$167,785 Land $13,423 Building $154,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3609 Bonstead Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Bonstead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bonstead Rd

Nearby Streets

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