3609 Blue Sage Loop, Clermont, FL 34714 Property Records

Lake County property record for 3609 Blue Sage Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,034 sqft · built 2020
Lot Size	0.162 acres (7,071 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jan 2024)
Tax Bill	$4,589 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-26-0200-000-34100`

Property Details

APN / Parcel Number

Primary APN	`13-24-26-0200-000-34100`
Alternative APNs	`262413020000034100` `3913994`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,071 sqft (0.162 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3913994
Street Address	3609 BLUE SAGE LOOP
City	CLERMONT
State	FL
Zip	34714-5161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS AT SERENOA PB 70 PG 80-91 LOT 341 ORB 6274 PG 693 ORB 6365 PG 1581
Legal Range	26E
Legal Township	24S
Legal Section	13
Legal Subdivision	PALMS AT SERENOA
Legal Tract	3
Legal Block	2
Legal Lot Number	341
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2232 WARFIELD DR, FOREST HILL, MD 21050-1330
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 6, 2020	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC
Sep 27, 2019	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	20248544
Deed Book / Page	6274 / 693
Last Transfer Date	Jul 15, 2024
Transfer Doc	0063651581
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 24, 2024
Property Address	3609 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0062740693
Book / Page	6274 / 693
Map Reference	MB 70 PG 80
Instrument Date	Jan 19, 2024
Instrument	2024008544
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2782 TOP HILL COURT, MINNEOLA, FL 34715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 WARFIELD DR, FOREST HILL, MD 21050-1330

Mortgage

Document Number	0006274695
Date	Jan 24, 2024
Instrument	6274/695

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Nov 6, 2020
Property Address	3609 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0055771945
Book / Page	005577 / 001945
Instrument Date	Nov 4, 2020
Instrument	124875
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 18, 2021
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3609 BLUE SAGE LOOP CLERMONT FL 347145161, CLERMONT, FL 34714-5161

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Sep 27, 2019
Property Address	3609 BLUE SAGE LOOP, CLERMONT, FL 34714-5161
Document Number	0053481629
Book / Page	005348 / 001629
Instrument Date	Sep 26, 2019
Instrument	109304
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$31,165.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,264 (-) Land $100,000 Building $265,264	$365,264 (-) Land $100,000 Building $265,264
2025		$365,264 (+113.06%) Land $100,000 Building $265,264	$365,264 (+1%) Land $100,000 Building $265,264
2024	$4,589.00 (+11.33%)
2023	$4,122.00 (+7.48%) Homeowner's exemption	$171,440 (+3%)	$332,050 (+10.56%) Land $100,000 Building $232,050
2022	$3,835.00 Homeowner's exemption	$166,450	$300,344 Land $67,994 Building $232,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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