3609 Belden St, Sacramento, CA 95838 Property Records

Sacramento County property record for 3609 Belden St, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,152 sqft · built 1957
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Feb 2026)
Tax Bill	$825 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`251-0141-004-0000`

Property Details

APN / Parcel Number

Primary APN	`251-0141-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	1,616 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3609 BELDEN ST
City	SACRAMENTO
State	CA
Zip	95838-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DEL PASO HEIGHTS, LOT 15, BLOCK:: 20
Legal Subdivision	DEL PASO HEIGHTS
Legal Block	20
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2019
Census Tract	6501

Owner

3609 Belden St is owner-occupied and held in a trust since February 2026.

Source: Sacramento County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3609 BELDEN ST, SACRAMENTO, CA 95838-3544
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 5, 2026	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Deed Book / Page	20260205 / 1129
Last Transfer Date	Feb 6, 2026
Transfer Doc	2026000827
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 15, 2026
Property Address	3609 BELDEN ST, SACRAMENTO, CA 95838-3544
Document Number	2026000976
Book / Page	20261015 / 976
Instrument Date	Oct 13, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 BELDEN ST, SACRAMENTO, CA 95838-3544

Mortgage

Document Number	2026000977,
Date	Oct 15, 2026
Book Page	20261015/977

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	2026000978,
Date	Oct 15, 2026
Book Page	20261015/978

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2056

Interest

Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2026
Property Address	3609 BELDEN ST, SACRAMENTO, CA 95838-3544
Document Number	0000001129
Map Reference	MB 12 MAP 1
Instrument Date	Jan 27, 2026
Instrument	202602051129
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39719 LINCOLN VILLAGE DRIVE #609 # 609, 609, SACRAMENTO, CA 95827
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001130
Date	Feb 5, 2026
Instrument	202602051130

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Belden St was $825, up 3.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$78,790 (+43.24%) Land $19,693 Building $59,097
2025	$825.00 (+3.38%) Homeowner's exemption	$55,005 Land $5,258 Building $49,747
2024	$798.00 (+0.38%)
2023	$795.00 (+5.16%) Homeowner's exemption	$52,870 Land $5,054 Building $47,816
2022	$756.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3609 Belden St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Belden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile, unWired Broadband.

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