3609 Alm Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3609 Alm Rd, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,877 sqft · built 2011
Lot Size1.17 acres (51,401 sqft)
OwnerOwner Name on Record
Tax Bill$6,481 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN513730

Property Details

APN / Parcel Number

Primary APN513730
Alternative APNs
  • 400421 435251 0000
  • 137963

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,877 sqft Living Area
1st Floor Area1,877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.17 acres)
Garage TypeMixed
Garage Area864 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area468 sqft
Deck Area88 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number513730
Street Address3609 ALM RD
CityEVERSON
StateWA
Zip98247-9274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT B HARVEY SHORT PLAT AS REC BOOK 4 SHORT PLATS PG 46
Legal Range04
Legal Township40
Legal Section21
Legal SubdivisionHARVEY SHORT PLAT
Legal Lot NumberB
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2024
Census Tract10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3609 ALM RD, EVERSON, WA 98247-9274
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 15, 2014
Transfer Doc2140801333
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address3609 ALM RD, EVERSON, WA 98247-9274
Document Number2200400056
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3609 ALM RD EVERSON WA 982479274, EVERSON, WA 98247-9274

Mortgage

Document Number2200400056
DateApr 1, 2020
Instrument400056
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 31, 2040

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,481.00 (+39.77%)$700,255 (+25.79%) Land $199,759 Building $500,496$700,255 (+25.79%) Land $199,759 Building $500,496
2022$556,684 Land $175,210 Building $381,474$556,684 Land $175,210 Building $381,474
2021$4,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims60 (2015–2025)
Claims Outside the SFHA24 of 60
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNOOKSACK VALLEY WATER ASSOCIATION
private · serves 1,343 people · EPA ID WA5359850
Water SourcePurchased groundwater from SUMAS WATER DEPT
Last State InspectionJan 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pogozone powered by Neubeam
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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