3609 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3609 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1978
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2025)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Dec 2024 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-082997`

Property Details

APN / Parcel Number

Primary APN	`03-082997`
Alternative APNs	`3082997` `082997`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.181 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	082997
Street Address	3609 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 37-39 BLK 64 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	64
Legal Lot Number	37-39
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1006
Census Tract	860404

Owner

3609 7th St is owned and occupied by two individuals who bought it in May 2025.

Source: Calvert County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 6, 2024	Trustee's Deed, Foreclosure · Commercial Mortgage KIAVI FUNDING INC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 7, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 29, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Dec 6, 2024 · Amount on File
Deed Book / Page	6722 / 432
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0066610092
Record Updated	Oct 29, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 5, 2025
Property Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Document Number	0067220432
Book / Page	6722 / 432
Map Reference	MB GWD 8 FO 305
Instrument Date	Apr 18, 2025
Transaction Type	Transfer
Record Updated	May 21, 2025
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3609 7TH ST, NORTH BEACH, MD 20714-9770

Mortgage

Document Number	0006722441
Date	May 5, 2025
Instrument	6722/441

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Mortgage

Document Number	0067220463
Date	May 5, 2025
Book Page	6722/463

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 6, 2024
Property Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Document Number	0066610092
Book / Page	6661 / 92
Map Reference	MB GWD 8 FO 305
Instrument Date	Nov 13, 2024
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 JENNINGS LN, SPRINGFIELD, VA 22150-1314

Mortgage

Document Number	0000666197
Date	Dec 6, 2024
Instrument	6661/97

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054790419
Date	Nov 22, 2019
Book Page	5479/419

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 7, 2018
Property Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Document Number	0052300021
Book / Page	5230 / 021
Map Reference	MB GWD8 FO305
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VELOCITY NATIONAL TITLE CO L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 7TH ST, NORTH BEACH, MD 20714-9770

Mortgage

Document Number	0000523027
Date	Aug 7, 2018
Instrument	5230/27

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3609 7TH ST, NORTH BEACH, MD 20714-9770
Document Number	0050580197
Book / Page	005058 / 000197
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 7TH ST NORTH BEACH MD 207149770, NORTH BEACH, MD 20714-9770

Mortgage

Document Number	0050580197
Date	Sep 8, 2017
Book Page	005058/000197

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3609 7th St was $3,181.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,400	$403,800 Land $92,900 Building $310,900
2025	$3,181.00
2023	$2,540.00	$244,467	$274,200 Land $92,900 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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