Lubbock County property record for 3609 78th Dr, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,109 sqft · built 1972 |
| Lot Size | 0.227 acres (9,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,750 (May 2024) |
| Tax Bill | $4,207 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R47709 |
| Primary APN | R47709 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,109 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,924 sqft (0.227 acres) |
| Lot Dimensions | 114 ft deep x 86.9 ft wide |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3609 78TH DR |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | MELONIE PARK SOUTH L 140 |
| Legal Subdivision | MELONIE PARK SOUTH |
| Legal Lot Number | 1400 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1904 |
Source: Lubbock County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3609 78TH DR, LUBBOCK, TX 79423-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on Record |
| Deed Sale | May 20, 2024 · Amount on Record |
| Prior Sale | Jun 24, 2014 |
| Deed Document Number | 2024-20474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3609 78TH DR, LUBBOCK, TX 79423-1221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3609 78TH DR, LUBBOCK, TX 79423-1221 |
| Document Number | 0000040933 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025040933 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3609 78TH DR, LUBBOCK, TX 79423-1221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026430 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019026430 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,207.00 (-20.83%) Homeowner's exemption | $306,424 (+12.22%) Land $27,808 Building $278,616 | $306,424 (+12.22%) Land $27,808 Building $278,616 |
| 2024 | $5,314.00 (+4.71%) | ||
| 2023 | $5,075.00 (-8.18%) | $273,068 Land $27,808 Building $245,260 | $273,068 Land $27,808 Building $245,260 |
| 2022 | $5,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1999) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1999 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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