3608 White Cliffs Dr, Castle Hayne, NC 28429 Property Records

New Hanover County property record for 3608 White Cliffs Dr, Castle Hayne, NC 28429

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,238 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2019)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02400-002-142-000`

Property Details

APN / Parcel Number

Primary APN	`R02400-002-142-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Terrain	Low
Garage Area	756 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3608 WHITE CLIFFS DR
City	CASTLE HAYNE
State	NC
Zip	28429-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD,PLANNED
Legal Description	LOT 182 PH 3 SEC 1 RIVER BLUFFS
Legal Subdivision	RIVER BLUFFS
Legal Block	2
Legal Lot Number	182
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	1
Census Block	1025
Census Tract	11503

Owner

3608 White Cliffs Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3608 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Feb 19, 2021	Correction Deed
Aug 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Deed Document Number	201924140
Deed Book / Page	6235 / 1120
Last Transfer Date	Dec 17, 2020
Transfer Doc	00641302642
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3608 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8000
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00641302654
Date	Feb 19, 2021
Book Page	6413/2654
Instrument	2021008140

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 19, 2021
Property Address	3608 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8000
Document Number	00641302642
Book / Page	6413 / 2642
Map Reference	MB 64 PG 180
Instrument Date	Dec 17, 2020
Instrument	2021008139
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3571 HANSA DR, 3571, CASTLE HAYNE, NC 28429-5863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STLESON PLACE, DANBURY, CT

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 1, 2019
Property Address	3608 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8000
Document Number	0062351120
Book / Page	006235 / 001120
Instrument Date	Jul 18, 2019
Instrument	24140
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 STEFSON PL DANBURY CT 06811, DANBURY, CT 06811

Mortgage

Document Number	62351123
Date	Aug 1, 2019
Book Page	006235/001123
Instrument	24141

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3608 White Cliffs Dr was $3,584, up 15.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,700 (-) Land $217,200 Building $716,500	$933,700 (-) Land $217,200 Building $716,500
2025	$3,584.00 (+15.35%)	$933,700 Land $217,200 Building $716,500	$933,700 Land $217,200 Building $716,500
2024	$3,107.00 (+0.13%)
2023	$3,103.00 (+0.58%)	$585,000 Land $132,500 Building $452,500	$585,000 Land $132,500 Building $452,500
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3608 White Cliffs Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 White Cliffs Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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