Pasco County property record for 3608 Umber Rd, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,368 sqft · built 1973 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Apr 1998) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-26-15-006B-00000-8450 |
| Primary APN | 25-26-15-006B-00000-8450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,940 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3608 UMBER RD |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ALOHA GARDENS UNIT 7 PB 10 PGS 132 THRU 134 LOT 845 OR 3910 PG 626 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ALOHA GARDENS |
| Legal Tract | 6B |
| Legal Lot Number | 845 |
| Legal Unit | 7 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30409 |
Source: Pasco County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit FLORIDA WEST COAST CU |
| Jul 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 1998 · Amount on Record |
| Deed Sale | Apr 6, 1998 · Amount on Record |
| Deed Book / Page | 3910 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Document Number | 0108381870 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 10838/1870 |
| Instrument | 2023109928 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Document Number | 0103342607 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 10334/2607 |
| Instrument | 2021086381 |
| Name | FLORIDA WEST COAST CU |
|---|---|
| Type | Credit Union |
| Address | BRANDON, FL 33511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3608 UMBER RD, HOLIDAY, FL 34691-3355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MASTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095692898 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 9569/2898 |
| Instrument | 2017106278 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2027 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,300 (+2.9%) | $230,504 (-1.41%) Land $35,759 Building $194,745 | |
| 2025 | $762.00 (+4.67%) Homeowner's exemption | $67,350 (+5.96%) Land $35,759 Building $31,591 | $233,801 (+1.68%) Land $35,759 Building $198,042 |
| 2023 | $728.00 (+8.98%) Additional exemption filed | $63,560 (+3%) Land $32,729 Building $30,831 | $229,928 (+33.36%) Land $32,729 Building $197,199 |
| 2022 | $668.00 Homeowner's exemption | $61,710 Land $27,265 Building $34,445 | $172,416 Land $27,265 Building $145,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 122 (1982–2025) |
| Claims Outside the SFHA | 12 of 122 |
| Most Recent Claim | Oct 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALOHA GARDENS UTILITIES private · serves 8,136 people · EPA ID FL6510050 |
|---|---|
| Water Source | Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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