3608 Shadowridge Pl NW, Concord, NC 28027 Property Records

Cabarrus County property record for 3608 Shadowridge Pl NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,598 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02006A0042.000000`

Property Details

APN / Parcel Number

Primary APN	`02006A0042.000000`
Alternative APNs	`5611 11 5389` `133765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,388 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	192 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	426 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	133765
Street Address	3608 SHADOWRIDGE PL NW
City	CONCORD
State	NC
Zip	28027-5569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 42 HIDDEN POND
Legal Subdivision	HIDDEN POND
Legal Lot Number	42
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2012
Census Tract	42501

Owner

3608 Shadowridge Pl NW is owned and occupied by two individuals who bought it in April 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 29, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	20269144
Deed Book / Page	17950 / 138
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 22, 2026
Property Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569
Document Number	0000009144
Book / Page	17950 / 138
Instrument Date	Apr 21, 2026
Instrument	2026.9144
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569

Mortgage

Document Number	0000009145,
Date	Apr 22, 2026
Book Page	17950/141
Instrument	2026.9145

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 22, 2026
Property Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569
Document Number	0017950138
Book / Page	17950 / 138
Instrument Date	Apr 21, 2026
Instrument	20269144
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569

Mortgage

Document Number	0000009145,
Date	Apr 22, 2026
Book Page	17950/141
Instrument	20269145

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569
Document Number	1451277
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 SHADOWRIDGE PL NW CONCORD NC 280275569, CONCORD, NC 28027-5569

Mortgage

Document Number	1451277
Date	Sep 21, 2020
Book Page	014512/000077
Instrument	32141

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 29, 2019
Property Address	3608 SHADOWRIDGE PL NW, CONCORD, NC 28027-5569
Document Number	1381056
Book / Page	013810 / 000056
Instrument Date	Oct 29, 2019
Instrument	29871
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 SHADOWRIDGE PL NW CONCORD NC 280275569, CONCORD, NC 28027-5569

Mortgage

Document Number	1381059
Date	Oct 29, 2019
Book Page	013810/000059
Instrument	29872

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,390 (-) Land $72,000 Building $263,390
2025		$335,390 Land $72,000 Building $263,390
2024			$335,390 (+57.47%) Land $72,000 Building $263,390
2023	$2,598.00	$212,980 Land $50,000 Building $162,980	$212,980 Land $50,000 Building $162,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3608 Shadowridge Pl NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 Shadowridge Pl NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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