Hillsborough County property record for 3608 Shadow Arbor Way, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,960 sqft · built 2017 |
| Lot Size | 0.147 acres (6,410 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (May 2026) |
| Tax Bill | $8,798 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014521-0488 |
| Primary APN | 014521-0488 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 3,776 sqft |
| 1st Floor Area | 1,341 sqft |
| Upper Floors Area | 1,619 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,410 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50.1 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0145210488 |
|---|---|
| Street Address | 3608 SHADOW ARBOR WAY |
| City | LUTZ |
| State | FL |
| Zip | 33548-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | PROMENADE AT LAKE PARK PHASES 1 AND 2 LOT 159 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 15 |
| Legal Subdivision | PROMENADE AT LAKE PARK PHASES 1 AND 2 |
| Legal Lot Number | 159 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Nov 21, 2018 | Grant Deed, Subdivision Related Transfer EAGLE HM MTG |
| Nov 30, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 2026198463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 22, 2026 |
| Property Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Document Number | 0000198463 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026198463 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | DIGITAL TITLE SOLUTIONS, DIGITAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Document Number | 0000198464, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026198464 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Document Number | 0262260780 |
| Book / Page | 026226 / 000780 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 472617 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18317 LEAFMORE ST LUTZ FL 33548, LUTZ, FL 33548 |
| Document Number | 262260782 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 026226/000782 |
| Instrument | 472618 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Document Number | 0000460635 |
| Book / Page | 25393 / 1864 |
| Map Reference | MB127 PG32 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 2017460635 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATINTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 N REO ST STE 330, 405, TAMPA, FL 33609-1064 |
| Name | Verified Name |
|---|---|
| Address | 3608 SHADOW ARBOR WAY, LUTZ, FL 33548-3500 |
| Document Number | 0000460636 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017460636 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,457 (+31.61%) Land $130,614 Building $494,843 | $625,457 (-1.98%) Land $130,614 Building $494,843 | |
| 2025 | $8,798.00 (+23.83%) Homeowner's exemption | $475,234 (+17.63%) | $638,106 (+25.02%) Land $130,614 Building $507,492 |
| 2023 | $7,105.00 (+3.69%) Homeowner's exemption | $404,006 (+3%) | $510,422 (+2.17%) Land $101,589 Building $408,833 |
| 2022 | $6,852.00 Homeowner's exemption | $392,239 | $499,587 Land $101,589 Building $397,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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