3608 Sawmill Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3608 Sawmill Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,089 sqft · built 1999
Lot Size	0.409 acres (17,816 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2023)
Tax Bill	$3,075 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-29-4909-00A00-0080`

Property Details

APN / Parcel Number

Primary APN	`32-2N-29-4909-00A00-0080`
Alternative APN	`N29232490900A000080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	2,089 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,816 sqft (0.409 acres)
Lot Dimensions	170 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	431 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3608 SAWMILL CIR
City	PACE
State	FL
Zip	32571-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 8 BLK A SAWMILL AS DES IN OR 4459 PG 1561 & AS DES IN OR 4564 PG 1445
Legal Range	29W
Legal Township	2N
Legal Section	32
Legal Subdivision	SAWMILL
Legal Block	A
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1015
Census Tract	10301

Owner

3608 Sawmill Cir is owned and occupied by an individual who acquired it in November 2024.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3608 SAWMILL CIR, MILTON, FL 32571-6822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 26, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	202356052
Deed Book / Page	4459 / 1561
Last Transfer Date	Nov 21, 2024
Transfer Doc	0045641445
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 19, 2023
Property Address	3608 SAWMILL CIR, PACE, FL 32571-6822
Document Number	0044591561
Book / Page	4459 / 1561
Map Reference	MB G PG 44
Instrument Date	Dec 14, 2023
Instrument	202356052
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 SAWMILL CIR, PACE, FL 32571-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 PHYLIS RAE DR, PACE, FL 32571-7639

Mortgage

Document Number	0044591563
Date	Dec 19, 2023
Instrument	4459/1563

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Margin	2
Max Rate	10%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 26, 2019
Property Address	3608 SAWMILL CIR, PACE, FL 32571-6822
Document Number	0039030860
Book / Page	3903 / 0860
Map Reference	MB G PG 44
Instrument Date	Dec 13, 2019
Instrument	201958085
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3787 BETHEL RD, 3787, WEATHERFORD, TX 76087-9312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 SAWMILL CIR, PACE, FL 32571-6822

Mortgage

Document Number	0039030862
Date	Dec 26, 2019
Instrument	3903/0862

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,769 (+2.83%)	$304,640 (+2.78%) Land $50,000 Building $254,640
2024	$3,075.00 (+28.55%) Homeowner's exemption	$274,979 (+25.82%)	$296,413 (+6.38%) Land $46,000 Building $250,413
2023	$2,392.00 (+2.66%) Homeowner's exemption	$218,557 (+3%)	$278,640 (+1.51%) Land $42,000 Building $236,640
2022	$2,330.00 Homeowner's exemption	$212,191	$274,494 Land $37,000 Building $237,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3608 Sawmill Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 Sawmill Cir is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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