Warren County property record for 3608 Rte 123, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,973 sqft · built 2015 |
| Lot Size | 5 acres (217,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Nov 2018) |
| Tax Bill | $8,384 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-08-400-044-0 |
| Primary APN | 13-08-400-044-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,973 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 2,223 sqft |
| Basement Area | 1,750 sqft |
| Finished Basement | 1,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,887 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Pole Barn | 2,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4820614 |
|---|---|
| Street Address | 3608 ROUTE 123 |
| City | MORROW |
| State | OH |
| Zip | 45152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROUTE 123 |
| Legal Range | 3 |
| Legal Township | 5 |
| Legal Section | 8 |
| Legal Subdivision | ROUTE 123 |
| Legal Block | 614 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32300 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3608 S STATE ROUTE 123, MORROW, OH 45152-9687 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Nov 7, 2019 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Nov 20, 2018 | Grant Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 201833315 |
| Prior Transfer Date | Jul 14, 2004 |
| Prior Transfer Doc | 0036430305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 7, 2019 |
| Property Address | 3608 S STATE ROUTE 123, MORROW, OH 45152-9687 |
| Document Number | 0000033729 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 33729 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3608 S STATE ROUTE 123 MORROW OH 451529687, MORROW, OH 45152-9687 |
| Document Number | 33730 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 33730 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 20, 2018 |
| Property Address | 3608 S STATE ROUTE 123, MORROW, OH 45152-9687 |
| Document Number | 0000033315 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 33315 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3608 S STATE ROUTE 123 MORROW OH 451529687, MORROW, OH 45152-9687 |
| Document Number | 33316 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 33316 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3608 S STATE ROUTE 123, MORROW, OH 45152-9687 |
| Document Number | 0000026198 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3608 S STATE ROUTE 123 MORROW OH 451529687, MORROW, OH 45152-9687 |
| Document Number | 0000026198 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 26198 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3608 S STATE ROUTE 123, MORROW, OH 45152-9687 |
| Document Number | 0000026199 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3608 S STATE ROUTE 123 MORROW OH 451529687, MORROW, OH 45152-9687 |
| Document Number | 0000026199 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 26199 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,384.00 (-0.18%) | $185,600 (+22.5%) Land $46,110 Building $139,490 | $530,290 (+22.5%) Land $131,740 Building $398,550 |
| 2024 | $8,399.00 (+9.25%) | ||
| 2023 | $7,688.00 (+1.02%) Homeowner's exemption | $151,508 (-) Land $31,087 Building $120,421 | |
| 2022 | $7,610.00 Homeowner's exemption | $151,508 Land $31,087 Building $120,421 | $432,880 (-) Land $88,820 Building $344,060 |
| 2021 | $432,880 Land $88,820 Building $344,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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