3608 Rosecroft Ln, Naperville, IL 60564 Property Records

Will County property record for 3608 Rosecroft Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,749 sqft · built 1999
Lot Size	0.22 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Apr 2025)
Tax Bill	$10,162 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-04-304-001`

Property Details

APN / Parcel Number

Primary APN	`07-01-04-304-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,749 sqft Total Area
1st Floor Area	918 sqft
2nd Floor Area	831 sqft
Basement Area	883 sqft
Unfinished Basement	883 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	9,409 sqft (0.22 acres)
Garage Area	420 sqft

Location & Zoning

Street Address	3608 ROSECROFT LN
City	NAPERVILLE
State	IL
Zip	60564-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 IN HEATHERSTONE UNIT 1, A SUB OF PRT OF THE E1/2 SW1/4 THE W1/2 SE1/4 OF SEC 4, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	04
Legal Subdivision	HEATHERSTONE
Legal Block	1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2013
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3608 ROSECROFT LN, NAPERVILLE, IL 60564-4742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Mar 22, 2021	Warranty Deed, Transfer · FHA Mortgage CIBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202521145
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3608 ROSECROFT LN, NAPERVILLE, IL 60564-4742
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 ROSECROFT LN, NAPERVILLE, IL 60564-4742

Mortgage

Document Number	0000066548
Date	Nov 26, 2025
Instrument	R2025066548

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 22, 2021
Property Address	3608 ROSECROFT LN, NAPERVILLE, IL 60564-4742
Document Number	0000032008
Map Reference	DOC R97-8644
Instrument Date	Dec 18, 2020
Instrument	R2021032008
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 ROSECROFT LN, NAPERVILLE, IL 60564-4742

Mortgage

Document Number	0000032009
Date	Mar 22, 2021
Instrument	R2021032009

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,162.00 (+21.45%)	$171,005 (+9.95%) Land $39,883 Building $131,122	$513,015 (+9.95%) Land $119,649 Building $393,366
2024		$155,530 (+28.02%) Land $36,274 Building $119,256	$466,590 (+28.02%) Land $108,822 Building $357,768
2022	$8,367.00 Homeowner's exemption	$121,492 Land $30,312 Building $91,180	$364,476 Land $90,936 Building $273,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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