3608 Providence St, Flint, MI 48503 Property Records

Genesee County property record for 3608 Providence St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1957
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,900 (Jun 2026)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-456-040`

Property Details

APN / Parcel Number

Primary APN	`41-16-456-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	923 sqft
Basement Area	923 sqft
Unfinished Basement	923 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3608 PROVIDENCE ST
City	FLINT
State	MI
Zip	48503-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	EVERGREEN PARK NO. 1 LOT 751 EXC WLY 10 FT; ALSO WLY 25 FT OF LOT 752
Legal Subdivision	FLORAL PARK
Legal Lot Number	751-752
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1020
Census Tract	3100

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	870 JULIANNA DR, FLINT, MI 48506-5245
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Aug 13, 2025	Warranty Deed, Transfer · Commercial Mortgage NEXT BRIDGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Aug 13, 2025 · Amount on Record
Deed Document Number	202637550
Prior Transfer Date	Sep 26, 2024
Prior Transfer Doc	0000049954
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 16, 2026
Property Address	3608 PROVIDENCE ST, FLINT, MI 48503-7002
Document Number	0000037550
Instrument Date	Jun 3, 2026
Instrument	202637550
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$114,568.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 JULIANNA DR, FLINT, MI 48506-5245

Mortgage

Document Number	0000036910,
Date	Jun 16, 2026
Instrument	20261136910

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000036911,
Date	Jun 11, 2026
Instrument	202636911

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 13, 2025
Property Address	3608 PROVIDENCE ST, FLINT, MI 48503-7002
Document Number	0000006020
Instrument Date	Jul 28, 2025
Instrument	202508130006020
Transaction Type	Transfer
Record Updated	Sep 9, 2025
Title Company	DREAM TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1123 WHITINGHAM DR, FLINT, MI 48503-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 CHEROKEE AVE, FLINT, MI 48507-2875

Mortgage

Document Number	0000006319
Date	Aug 14, 2025
Instrument	202508140006319

Lender

Name	NEXT BRIDGE FUNDING LLC
Type	Non-Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,900 (+33%)	$79,800 (+33%)
2025	$2,391.00 (+89.01%)	$30,000 (+5%)	$60,000 (+5%)
2024	$1,265.00
2023		$20,000	$40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1985–2026)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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