3608 Kerry Dr, Troy, MI 48084 Property Records

Oakland County property record for 3608 Kerry Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,747 sqft · built 1968
Lot Size0.6 acres (26,136 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Jun 2008)
Tax Bill$4,125 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-19-277-002

Property Details

APN / Parcel Number

Primary APN88-20-19-277-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories3 Stories
Building Area2,747 sqft Living Area
1st Floor Area1,763 sqft
Basement Area1,325 sqft
Finished Basement827 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions172 ft deep x 150 ft wide
Garage Area592 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area349 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address3608 KERRY DR
CityTROY
StateMI
Zip48084-1160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 TROY ESTATES SUB. LOT 154
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTROY ESTATES SUB
Legal Lot Number154
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract196700

Owner

3608 Kerry Dr is owned by a company that bought it in June 2008 and is owner-occupied.

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3608 KERRY DR, TROY, MI 48084-1160
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 7, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2008 · Amount on File
Deed SaleJun 26, 2008 · Amount on File
Deed Document Number2008124350
Deed Book / Page40413 / 826
Prior Transfer DateAug 27, 2004
Prior Transfer Doc0000404581
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3608 KERRY DR, TROY, MI 48084-1160
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3608 KERRY DR, TROY, MI 48084-1160

Mortgage

Document Number0000118763
DateSep 23, 2025
Book Page60545/798
Instrument118763
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 11, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3608 KERRY DR, TROY, MI 48084-1160
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3608 KERRY DR, TROY, MI 48084-1160

Mortgage

Document Number0000465531
DateNov 1, 2022
Book Page58228/362
Instrument465531
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3608 KERRY DR, TROY, MI 48084-1160
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3608 KERRY DR, TROY, MI 48084-1160

Mortgage

Document Number0000028043
DateFeb 2, 2021
Book Page55617/684
Instrument28043
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3608 KERRY DR, TROY, MI 48084-1160
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000155624
DateAug 7, 2020
Book Page54620/379
Instrument155624
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term359 Months
DueJul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3608 Kerry Dr was $4,125 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,125.00
2023$412,160
2022$4,290.00$206,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3608 Kerry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 Kerry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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