3608 Evergreen Trl, Stem, NC 27581 Property Records

Granville County property record for 3608 Evergreen Trl, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft · built 1997
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2021)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29359-47913301`

Property Details

APN / Parcel Number

Primary APN	`29359-47913301`
Alternative APNs	`089900056611` `089900 141` `1052363`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Unfinished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1052363
Street Address	3608 EVERGREEN TRL
City	STEM
State	NC
Zip	27581-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 4
Legal Subdivision	RIPPLING BROOKS ESTATES
Legal Lot Number	4
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3012
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3608 EVERGREEN TRL, STEM, NC 27581-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jan 25, 2002
Deed Book / Page	1819 / 236
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	3608 EVERGREEN TRL, STEM, NC 27581-9239
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 EVERGREEN TRL, STEM, NC 27581-9239

Mortgage

Document Number	002042/203
Date	Sep 29, 2025
Book Page	2042/203

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2050

Interest

Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 25, 2021
Property Address	3608 EVERGREEN TRL, STEM, NC 27581-9239
Document Number	1819/236
Book / Page	1819 / 236
Map Reference	MB 15 PG 106
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2810 TITLEIST DR, 2810, HILLSBOROUGH, NC 27278-7717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 EVERGREEN TRL, STEM, NC 27581-9239

Mortgage

Document Number	1819238
Date	Jan 25, 2021
Instrument	1819/238

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,979 (-) Land $84,348 Building $219,631
2025	$2,211.00 (+20.36%)	$303,979 (+56.76%) Land $84,348 Building $219,631	$303,979 (-) Land $84,348 Building $219,631
2024			$303,979 (+56.76%) Land $84,348 Building $219,631
2023	$1,837.00 (+1.16%)	$193,919 (-) Land $47,565 Building $146,354	$193,919 (-) Land $47,565 Building $146,354
2022	$1,816.00	$193,919 Land $47,565 Building $146,354	$193,919 Land $47,565 Building $146,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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