3608 Elm Ridge Dr, Leander, TX 78641 Property Records

Williamson County property record for 3608 Elm Ridge Dr, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	4,059 sqft · built 2018
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$641,500 (Jun 2019)
Tax Bill	$12,837 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-17-W370-030A-0041`

Property Details

APN / Parcel Number

Primary APN	`R-17-W370-030A-0041`
Alternative APNs	`R562079` `382795`

Interior

Stories	1 Story
Building Area	4,059 sqft Living Area
1st Floor Area	4,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	47,916 sqft
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	535 sqft
Porch	Open Porch
Porch Area	727 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R17W370030A0041
Street Address	3608 ELM RIDGE DR
City	LEANDER
State	TX
Zip	78641-4285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11547 - REAGANS OVERLOOK PH 3, BLOCK A, LOT 41, ACRES 1.1
Legal Subdivision	REAGANS OVERLOOK PH 3
Legal Block	A
Legal Lot Number	41
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	20124

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3608 ELM RIDGE DR, LEANDER, TX 78641-4285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED HERITAGE CU
Jun 18, 2019	Vendor's Lien, Transfer · ARM PROSPERITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	201954185
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	3608 ELM RIDGE DR, LEANDER, TX 78641-4285
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072499
Date	Aug 30, 2023
Instrument	2023072499

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Jun 18, 2019
Property Address	3608 ELM RIDGE DR, LEANDER, TX 78641-4285
Document Number	0000054185
Map Reference	DOC 2017090494
Instrument Date	Jun 18, 2019
Instrument	2019054185
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6500 RIVER PLACE BLVD STE 200, 6500, AUSTIN, TX 78730-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 ELM RIDGE DR, LEANDER, TX 78641-4285

Mortgage

Document Number	0000054186
Date	Jun 18, 2019
Instrument	2019054186

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 14, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Leander City
County	Williamson County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,837.00 (-8.51%) Homeowner's exemption	$1,431,406 (+14.05%) Land $480,067 Building $951,339	$1,431,406 (+14.05%) Land $480,067 Building $951,339
2023	$14,031.00 (-18.72%) Homeowner's exemption Senior Citizen's exemption	$1,255,038 Land $462,349 Building $792,689	$1,255,038 Land $462,349 Building $792,689
2022	$17,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEANDER serves 98,330 people · EPA ID TX2460012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: VTX Communications.

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