3608 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3608 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1979
Lot Size	0.164 acres (7,182 sqft)
Owner	Individual Name on Record
Last Sale	$409,500 (Jun 2023)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-63-325`

Property Details

APN / Parcel Number

Primary APN	`214-63-325`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1979
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,182 sqft (0.164 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3608 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARADISE VALLEY OASIS NO 11 PER MCR 189-9
Legal Range	03E
Legal Township	03N
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	PARADISE VALLEY OASIS 11
Legal Lot Number	63
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	103302

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 30, 2023	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL LLC
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 17, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jun 17, 2022
Deed Document Number	20230343615
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W COUNTRY GABLES DR, PHOENIX, AZ 85023-5250

Mortgage

Document Number	0000567900
Date	Jul 12, 2022
Instrument	20220567900

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2023
Property Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614
Document Number	0000343615
Map Reference	MB 189 PG 9
Instrument Date	Jun 2, 2023
Instrument	20230343615
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 W COUNTRY GABLES DR, PHOENIX, AZ 85023-5250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614

Mortgage

Document Number	0000343616
Date	Jun 30, 2023
Instrument	20230343616

Lender

Name	ON Q FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 17, 2022
Property Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614
Document Number	0000510718
Map Reference	MB 189 PG 9
Instrument Date	Jun 14, 2022
Instrument	20220510718
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614

Mortgage

Document Number	0000510720
Date	Jun 17, 2022
Instrument	20220510720

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 17, 2022
Property Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614
Document Number	0000510719
Map Reference	MB 189 PG 9
Instrument Date	Jun 14, 2022
Instrument	20220510719
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 E KAREN DR, PHOENIX, AZ 85032-4614

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,430 (-1.24%)	$294,300 (-1.24%) Land $58,800 Building $235,500
2025	$1,045.00 (-11.14%)
2024		$29,800 (+14.53%)	$298,000 (+14.53%) Land $59,600 Building $238,400
2023	$1,176.00 (+0.94%)	$26,020 Land $5,200 Building $20,820	$260,200 Land $52,000 Building $208,200
2022	$1,165.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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