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3608 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3608 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage2,987 sqft Living Area
Lot Size21,500 sqft (0.493 acres)
OccupancyOwner Occupied
Last Sale$242,500 (2020)
Tax Bill$2,677.00 (2024)

Property Details

APN / Parcel Number

Primary APNC344802200001920
Alternative APN
  • C-34-34-28-022-0000-1920

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,987 sqft Living Area
1st Floor2,351 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialSlate Roof
Lot Area21,500 sqft (0.493 acres)
Depth X Width215 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area850 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area468 sqft Garage

Exterior Amenities

FenceFence
Patio Area112 sqft Patio
PorchEnclosed Porch
Porch Area638 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC344802200001920
Street Address3608 DUFFER RD
CitySEBRING
StateFL
Zip33872-1201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 192
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number192
Legal Unit3
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001920

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3608 DUFFER RD, SEBRING, FL 33872-1201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK
Jun 25, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleJul 20, 2016 · Amount on Record
Deed Doc Number1989783
Deed Book / Page2759 / 1038
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3608 DUFFER RD, SEBRING, FL 33872-1201
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002167639
DateSep 01, 2023
Book Page2996/1444
Instrument2167639
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueAug 25, 2038

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 25, 2020
Property Address3608 DUFFER RD, SEBRING, FL 33872-1201
Document Number0001989783
Book / Page002759 / 001038
Instrument DateJun 24, 2020
Instrument1989783
Transaction TypeTransfer
Record UpdatedJul 01, 2020
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,698.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3608 DUFFER RD SEBRING FL 338721201, SEBRING, FL 33872-1201

Mortgage

Document Number1989784
DateJun 25, 2020
Book Page002759/001040
Instrument1989784
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$214,563 (+5.99%)$279,938 (-1.05%) Land $28,500 Building $251,438
2024$2,677.00 (+2.45%)
2023$2,613.00 (+1.52%) Homeowner's exemption$202,443 (+3%)$282,917 (+15.57%) Land $27,000 Building $255,917
2022$2,574.00 Homeowner's exemption$196,547$244,807 Land $27,000 Building $217,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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