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3608 Denison St, Frederick, MD 21704 Property Records

Frederick County property record for 3608 Denison St, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,844 sqft · built 2003
Lot Size0.22 acres (9,573 sqft)
Owner2 Individual Names on Record
Last Sale$548,000 (Aug 2008)
Tax Bill$9,868 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-235798

Property Details

APN / Parcel Number

Primary APN07-235798
Alternative APN
  • 235798

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,844 sqft Living Area
Gross Area4,244 sqft
1st Floor Area1,836 sqft
Basement Area568 sqft
Finished Basement568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,573 sqft (0.22 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number235798
Street Address3608 DENISON ST
CityFREDERICK
StateMD
Zip21704-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 9044 SECTION M9 9,573 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number9044
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1010
Census Tract752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3608 DENISON ST, FREDERICK, MD 21704-7002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2008 · Amount on Record
Deed SaleAug 7, 2008 · Amount on Record
Prior SaleJan 21, 2004 · Amount on Record
Deed Document Number200883495
Deed Book / Page7055 / 287
Transfer Doc0000410310
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3608 DENISON ST, FREDERICK, MD 21704-7002
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140180287
DateAug 27, 2020
Book Page14018/287
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,633 (+23.75%)$833,700 (+23.6%) Land $277,900 Building $555,800
2025$9,868.00 (+10.17%)
2023$8,957.00 Homeowner's exemption$630,833$674,500 Land $202,200 Building $472,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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