3608 Cormorant Point Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3608 Cormorant Point Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,378 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Apr 2015)
Tax Bill	$1,062 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-030-0000-010B`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-030-0000-010B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	143 sqft
Driveway	Driveway
Driveway Area	540 sqft
Porch	Open Porch
Porch Area	141 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3608 CORMORANT POINT DR
City	SEBRING
State	FL
Zip	33872-1269
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3FUD
Legal Description	CORMORANT POINT SUB PB 13 PG 47 LOT 10B
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB
Legal Lot Number	10B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3608 CORMORANT POINT DR, SEBRING, FL 33872-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 4, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2015 · Amount on Record
Deed Sale	Apr 8, 2015 · Amount on Record
Prior Sale	Apr 8, 2015 · Amount on Record
Deed Document Number	0001769161
Deed Book / Page	002471 / 001064
Last Transfer Date	Dec 4, 2018
Transfer Doc	0001920409
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3608 CORMORANT POINT DR, SEBRING, FL 33872-1269
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002118025
Date	Oct 6, 2022
Book Page	2934/1275
Instrument	2118025

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 4, 2018
Property Address	3608 CORMORANT POINT DR, SEBRING, FL 33872-1269
Document Number	0001920409
Book / Page	002667 / 000968
Instrument Date	Dec 4, 2018
Instrument	1920409
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CORMORANT POINT DR SEBRING FL 338721269, SEBRING, FL 33872-1269

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,319 (+5.99%)	$169,702 (+9.61%) Land $22,500 Building $147,202
2024	$1,062.00 (+4.02%)
2023	$1,021.00 (+3.03%) Homeowner's exemption	$92,765 (+3%)	$154,827 (+24.49%) Land $22,500 Building $132,327
2022	$991.00 Homeowner's exemption	$90,063	$124,369 Land $22,500 Building $101,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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