3608 Charmed Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3608 Charmed Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,859 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$215,094 (2015)
Tax Bill	$3,192.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`342630009600014120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Heated Area
Gross Area	2,473 sqft Gross Area
1st Floor	1,859 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	120 ft x 63 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3608 CHARMED LN
City	SAINT CLOUD
State	FL
Zip	34772-7600
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3C PB 22 PG 146-149 LOT 412
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT
Legal Phase	3C
Legal Tract	96
Legal Block	1
Legal Lot Number	412
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2037
Census Tract	43207

Owner

Source: Osceola County records · APN 342630009600014120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3608 CHARMED LN, SAINT CLOUD, FL 34772-7600
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2015 · Amount on Record
Deed Sale	Sep 09, 2015 · Amount on Record
Deed Doc Number	2015133749
Deed Book / Page	4838 / 1292
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (+6.4%) Homeowner's exemption	$221,228 (+5.99%)	$339,000 (+0.27%) Land $78,800 Building $260,200
2023	$3,000.00 (+3.73%) Homeowner's exemption	$208,733 (+3%)	$338,100 (+15.95%) Land $63,000 Building $275,100
2022	$2,892.00 Homeowner's exemption	$202,654	$291,600 Land $57,800 Building $233,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.