3608 Cassie Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 3608 Cassie Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 1989
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2026)
Tax Bill	$4,267 (2026)
Deeds & Mortgages	Oct 2026 Sale Aug 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-040-056-000`

Property Details

APN / Parcel Number

Primary APN	`053-040-056-000`
Alternative APNs	`0534056000` `0534056`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3608 CASSIE LN
City	CERES
State	CA
Zip	95307-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 BLK 4203 RADER ESTATES
Legal Subdivision	RADER ESTATES
Legal Block	4203
Legal Lot Number	45
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1005
Census Tract	2504

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3608 CASSIE LN, CERES, CA 95307-9315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 26, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 13, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 14, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Jul 13, 2021
Deed Document Number	202646768
Prior Transfer Date	Aug 21, 2026
Prior Transfer Doc	0000053447
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 1, 2026
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Document Number	0000053447
Instrument Date	Aug 21, 2026
Instrument	202653447
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 CASSIE LN, CERES, CA 95307-9315

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 26, 2026
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Document Number	0000046768
Instrument Date	Aug 20, 2026
Instrument	202646768
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 CASSIE LN, CERES, CA 95307-9315

Mortgage

Document Number	0000046769,
Date	Aug 26, 2026
Instrument	202646769

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 13, 2021
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Document Number	0000066704
Map Reference	VOL 32 PG 5
Instrument Date	Jun 30, 2021
Instrument	2021-0066704
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 CASSIE LN, CERES, CA 95307-9315

Mortgage

Document Number	0000066705
Date	Jul 13, 2021
Instrument	2021-0066705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028897
Date	May 9, 2019
Instrument	2019-0028897

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 12, 2020
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Document Number	0000059553
Map Reference	VOL 32 PG 5
Instrument Date	Jul 28, 2020
Instrument	2020-0059553
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3608 CASSIE LN, CERES, CA 95307-9315

Mortgage

Document Number	0000059554
Date	Aug 12, 2020
Instrument	2020-0059554

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 14, 2018
Property Address	3608 CASSIE LN, CERES, CA 95307-9315
Document Number	0000063500
Map Reference	VOL32 PG5
Instrument Date	Sep 5, 2018
Instrument	2018-0063500
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 580861, MODESTO, CA 95358-0016

Mortgage

Document Number	0000063501
Date	Sep 14, 2018
Instrument	2018-0063501

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,267.00 (+0.05%)	$375,478 (+2%) Land $108,091 Building $267,387
2025	$4,265.00 (+9.7%) Homeowner's exemption	$368,117 (+4.04%) Land $105,972 Building $262,145
2023	$3,888.00 (+0.91%) Homeowner's exemption	$353,824 Land $101,858 Building $251,966
2022	$3,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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