3608 Carter Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 3608 Carter Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,065 sqft · built 1945
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2026)
Tax Bill	$523 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4864-13-9905-4544`

Property Details

APN / Parcel Number

Primary APN	`4864-13-9905-4544`
Alternative APN	`N7NE1 4 1 0205`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	9,888 sqft (0.226 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3608 CARTER RD
City	BETHLEHEM
State	PA
Zip	18020-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	DIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal Subdivision	BETHLEHEM ANX GARDENS
Legal Block	4
Legal Lot Number	1
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3036
Census Tract	17606

Owner

3608 Carter Rd is owned and occupied by an individual who bought it in January 2026.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 21, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2022	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 15, 2020	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Apr 1, 2022 · Amount on File
Deed Document Number	026-116056
Deed Book / Page	2026-1 / 16056
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467

Mortgage

Document Number	0000001620
Date	Jan 20, 2026
Book Page	2026-1/15469
Instrument	2026001620

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jan 21, 2026
Property Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467
Document Number	0000001689
Book / Page	2026-1 / 16056
Map Reference	VOL 8 PG 1
Instrument Date	Jan 15, 2026
Instrument	2026001689
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON STLMT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467

Mortgage

Document Number	0000001690
Date	Jan 21, 2026
Instrument	2026001690

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Apr 1, 2022
Property Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467
Document Number	0000011528
Book / Page	2022-1 / 100627
Map Reference	VOL 8 PG 1
Instrument Date	Mar 21, 2022
Instrument	2022011528
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467

Mortgage

Document Number	0000011529
Date	Apr 1, 2022
Instrument	2022011529

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Dec 15, 2020
Property Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467
Document Number	0000038473
Book / Page	2020-1 / 346507
Map Reference	VOL 8 PG 1
Instrument Date	Dec 4, 2020
Instrument	2020038473
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	KEYSTONE PREMIER SETMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3608 CARTER RD, BETHLEHEM, PA 18020-3467

Mortgage

Document Number	0000038474
Date	Dec 15, 2020
Instrument	2020038474

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3608 Carter Rd was $523.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$523.00	$48,500 (-) Land $18,300 Building $30,200
2025	$523.00 (-85.94%)	$48,500 (-) Land $18,300 Building $30,200
2024	$3,721.00	$48,500 Land $18,300 Building $30,200
1995			$97,000 Land $36,600 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3608 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3608 Carter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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