3607 Scoutoak Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3607 Scoutoak Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,947 sqft · built 1991
Lot Size	0.232 acres (10,093 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Jun 2020)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-504-0000-0050`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-504-0000-0050`
Alternative APN	`21313550400000050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,947 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,093 sqft (0.232 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3607 SCOUTOAK LOOP
City	OVIEDO
State	FL
Zip	32765-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HERONWOOD AT CARILLON
Legal Tract	504
Legal Lot Number	5
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 SCOUTOAK LOOP, OVIEDO, FL 32765-5140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Nov 27, 2001 · Amount on Record
Deed Document Number	202059362
Deed Book / Page	9620 / 366
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0082470840
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 9, 2020
Property Address	3607 SCOUTOAK LOOP, OVIEDO, FL 32765-5140
Document Number	0096200366
Book / Page	009620 / 000366
Instrument Date	Jun 5, 2020
Instrument	59362
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 SCOUTOAK LOOP OVIEDO FL 327655140, OVIEDO, FL 32765-5140

Mortgage

Document Number	96200368
Date	Jun 9, 2020
Book Page	009620/000368
Instrument	59363

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+8.47%) Homeowner's exemption	$342,079 (+5.99%)	$405,119 (+6.12%) Land $120,000 Building $285,119
2023	$4,239.00 (+2.47%) Homeowner's exemption	$322,755 (+3%)	$381,759 (+15.33%) Land $115,000 Building $266,759
2022	$4,137.00 Homeowner's exemption	$313,354	$331,019 Land $100,000 Building $231,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20