3607 S 78th Dr, Phoenix, AZ 85043 Property Records

Maricopa County property record for 3607 S 78th Dr, Phoenix, AZ 85043

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,223 sqft · built 2020
Lot Size	0.222 acres (9,647 sqft)
Owner	2 Individual Names on File
Last Sale	$364,415 (Oct 2020)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`104-52-653`

Property Details

APN / Parcel Number

Primary APN	`104-52-653`
Alternative APN	`104526536`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	2,223 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,647 sqft (0.222 acres)
View / Lot	Cul-De-Sac
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3607 S 78TH DR
City	PHOENIX
State	AZ
Zip	85043-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	TUSCANO PCD PHASE 2 PARCEL F MCR 922-08
Legal Range	1E
Legal Township	1N
Legal Section	23
Legal Subdivision	TUSCANO PCD PHASE 2 PARCEL F
Legal Phase	2
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	112518

Owner

3607 S 78th Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Dec 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 26, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC
Oct 26, 2020	Special Warranty Deed, Subdivision Related Transfer FIDELITY NATL TTL AGCY INC
Jul 19, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	20201032246
Last Transfer Date	Nov 5, 2021
Transfer Doc	0001278739
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214

Mortgage

Document Number	0000156909
Date	Mar 24, 2025
Instrument	20250156909

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 2, 2021
Property Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Document Number	0001278739
Map Reference	MB 922 PG 8
Instrument Date	Nov 5, 2021
Instrument	20211278739
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ATLAS TITLE, ATLAS TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214

Mortgage

Document Number	0001278740
Date	Dec 2, 2021
Instrument	20211278740

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2020
Property Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Document Number	0001032247
Instrument Date	Sep 2, 2020
Instrument	1032247
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3607 S 78TH DR PHOENIX AZ 850431214, PHOENIX, AZ 85043-1214

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2020
Property Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Document Number	0001032246
Map Reference	MB 922 PG 8
Instrument Date	Sep 2, 2020
Instrument	20201032246
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16427 N SCOTTSDALE RD STE 175, 16427, SCOTTSDALE, AZ 85254-1583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2019
Property Address	3607 S 78TH DR, PHOENIX, AZ 85043-1214
Document Number	0000547245
Instrument Date	Jul 19, 2019
Instrument	547245
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$12,355.22
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16427 N SCOTTSDALE RD #175 SCOTTSDALE AZ 852541583, 175, SCOTTSDALE, AZ 85254-1583
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3607 S 78th Dr was $3,164.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Fowler Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,770 (+102.1%)	$457,700 (+6.69%) Land $91,500 Building $366,200
2025	$3,164.00	$22,647 (-48.67%)	$429,000 (-2.77%) Land $85,800 Building $343,200
2024		$44,120	$441,200 Land $88,200 Building $353,000
2023	$3,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3607 S 78th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 S 78th Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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