3607 Provident Ct, Mobile, AL 36608 Property Records

Mobile County property record for 3607 Provident Ct, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,083 sqft · built 1998
Lot Size	0.208 acres (9,070 sqft)
Owner	Individual Name on Record
Last Sale	$437,500 (Mar 2016)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806372001014010`

Property Details

APN / Parcel Number

Primary APN	`R022806372001014010`
Alternative APNs	`28 06 37 2 001 014.010` `02482842` `2482842`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,083 sqft Living Area
1st Floor Area	2,327 sqft
Upper Floors Area	2,162 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,070 sqft (0.208 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2482842
Street Address	3607 PROVIDENT CT
City	MOBILE
State	AL
Zip	36608-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 PROVIDENT COURT MBK 57 PG 75 #SEC 37 T4S R2W #MP28 06 37 2 001
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	PROVIDENT COURT
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3008
Census Tract	3302

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SMG MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	201613389
Deed Book / Page	7357 / 849
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0000048895
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534

Mortgage

Document Number	0000000058
Date	Jan 3, 2023
Instrument	2023000058

Lender

Name	RENASANT BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	116 Months
Due	Sep 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534

Mortgage

Document Number	0000056215
Date	Aug 25, 2022
Instrument	2022056215

Lender

Name	RENASANT BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3607 PROVIDENT CT, MOBILE, AL 36608-1534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SLT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069803
Date	Nov 27, 2019
Instrument	2019069803

Lender

Name	SMG MORTGAGE
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+7.08%) Homeowner's exemption	$60,540 (+7.07%) Land $9,100 Building $51,440	$605,400 (+7.07%) Land $91,000 Building $514,400
2024	$3,533.00 (+4.62%) Homeowner's exemption	$56,540 (+4.55%) Land $9,100 Building $47,440	$565,400 (+4.55%) Land $91,000 Building $474,400
2023	$3,377.00 Homeowner's exemption	$54,080 Land $9,100 Building $44,980	$540,800 Land $91,000 Building $449,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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