Bay County property record for 3607 Patrick Rd, Southport, FL 32409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,342 sqft · built 2000 |
| Lot Size | 3.78 acres (165,005 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $330,000 (Sep 2004) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 07801-020-100 |
| Primary APN | 07801-020-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,342 sqft Heated Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 2,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 165,005 sqft (3.78 acres) |
| Lot Dimensions | 609 ft deep x 199 ft wide |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3607 PATRICK RD |
|---|---|
| City | SOUTHPORT |
| State | FL |
| Zip | 32409-6604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 25 2S 14W -4.2S- 114A COM AT SW COR OF SEC E 50' N 1351.60' TO N R/W OF RD E |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3607 PATRICK RD, PANAMA CITY, FL 32409-6604 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2004 · Amount on Record |
| Deed Sale | Sep 2, 2004 · Amount on Record |
| Prior Sale | Jul 7, 2003 · Amount on Record |
| Deed Document Number | 2004-069070 |
| Deed Book / Page | 2497 / 1589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3607 PATRICK RD, SOUTHPORT, FL 32409-6604 |
| Document Number | 0040940490 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3607 PATRICK RD PANAMA CITY FL 324096604, PANAMA CITY, FL 32409-6604 |
| Document Number | 0040940490 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 004094/000490 |
| Instrument | 21531 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2034 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $257,691 (+5.21%) | $304,042 (+11.2%) Land $80,117 Building $223,925 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $244,936 | $273,413 Land $65,065 Building $208,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Xtream.
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