3607 Fectos Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3607 Fectos Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 0.75 ba · 432 sqft · built 1970
Lot Size2.25 acres (98,111 sqft)
OwnerIndividual Name on Record
Last Sale$460,700 (Jul 2023)
Tax Bill$4,062 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN387-0360-00230

Property Details

APN / Parcel Number

Primary APN387-0360-00230
Alternative APNs
  • 1150970
  • 921069

Interior

Bedrooms2 Beds
Full Baths0.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area432 sqft Gross Area
1st Floor Area432 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Foundation TypeStone
Lot Area98,111 sqft (2.25 acres)

Exterior Amenities

Deck Area384 sqft
Cabin80 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1150970
Street Address3607 FECTOS RD
CityTOWER
StateMN
Zip55790-8137
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 23, EXCEPT THAT PORTION DESCRIBED ASFOLLOWS: BEGINNING AT THE NORTHEAST CORNER OFSAID LOT 23; THENCE RUNNING WEST, ALONG
Legal SubdivisionSUNDLINGS COTTAGE SITES
Legal Lot Number23
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1262
Census Tract15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4413 CLAREMORE DR, MINNEAPOLIS, MN 55435-4135
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Deed Document Number20231069866
Prior Transfer DateOct 14, 2011
Prior Transfer Doc0000906537
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 7, 2023
Property Address3607 FECTOS RD, TOWER, MN 55790-8137
Document Number0001069866
Instrument DateJun 30, 2023
Instrument1069866
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.31
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4413 CLAREMORE DR, EDINA, MN 55435-4135

Mortgage

Document Number0001069867
DateJul 7, 2023
Instrument1069867
Lender
NameNORTHVIEW BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJun 30, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,062.00 (+24.75%)
2025$3,256.00 (+9.56%)$465,800 (+20.67%) Land $398,500 Building $67,300$465,800 (+20.67%) Land $398,500 Building $67,300
2024$2,972.00 (+2.62%)$386,000 (+20.89%) Land $324,500 Building $61,500$386,000 (+20.89%) Land $324,500 Building $61,500
2023$2,896.00
2022$319,300 (+7.22%) Land $268,500 Building $50,800$319,300 (+7.22%) Land $268,500 Building $50,800
2021$297,800 Land $251,500 Building $46,300$297,800 Land $251,500 Building $46,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
90 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fectos Rd

Nearby Streets

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