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3607 Emerald Bay Cir, Katy, TX 77449 Property Records

Harris County property record for 3607 Emerald Bay Cir, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1995
Lot Size0.163 acres (7,092 sqft)
Owner2 Individual Names on Record
Last Sale$337,354 (Dec 2025)
Tax Bill$3,979 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN117-793-002-0015

Property Details

APN / Parcel Number

Primary APN117-793-002-0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area7,092 sqft (0.163 acres)
View / LotPrimary
Garage Area399 sqft
Parking Spaces1 Parking Space
Pool Area512 sqft
PorchOpen Frame Porch
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1177930020015
Street Address3607 EMERALD BAY CIR
CityKATY
StateTX
Zip77449-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 2 LAKES OF BRIDGEWATER SEC 1
Legal SubdivisionLAKES OF BRIDGEWATER SEC 1
Legal Block2
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2009
Census Tract542305

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3607 EMERALD BAY CIR, KATY, TX 77449-3801
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleNov 12, 2007 · Amount on Record
Deed Document Number2025493088
Prior Transfer DateMay 1, 2007
Prior Transfer Doc0000278564
Record UpdatedOct 29, 2026

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateDec 15, 2025
Property Address3607 EMERALD BAY CIR, KATY, TX 77449-3801
Document Number0000493088
Map ReferenceMF 357025
Instrument DateDec 15, 2025
Instrument2025-493088
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3607 EMERALD BAY CIR, KATY, TX 77449-3801

Mortgage

Document Number0000493089
DateDec 15, 2025
Instrument2025-493089
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,280 (-1.5%) Land $49,801 Building $173,479$223,280 (-1.5%) Land $49,801 Building $173,479
2025$3,979.00 (+49.92%) Homeowner's exemption$226,689 (-6.41%) Land $49,801 Building $176,888$226,689 (-6.41%) Land $49,801 Building $176,888
2024$2,654.00 (+20.86%)
2023$242,213 Land $49,801 Building $192,412$242,213 Land $49,801 Building $192,412
2022$2,196.00 (-17.88%)
2020$2,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 71
serves 17,079 people · EPA ID TX1011823
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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