3607 E Bay Dr, Unit 107, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 3607 E Bay Dr, Unit 107, Holmes Beach, FL 34217

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 980 sqft · built 1996
Lot Size0.591 acres (25,732 sqft)
Owner2 Individual Names on File
Last Sale$263,000 (May 2017)
Tax Bill$2,856 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN74033-0380-8

Property Details

APN / Parcel Number

Primary APN74033-0380-8
Alternative APN
  • 3416287403303808

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Units23 Units
Stories1 Story
Building Area980 sqft Living Area
Gross Area1,040 sqft
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Architectural StyleLow Rise
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,732 sqft (0.591 acres)
View / LotPreserve
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3607 E BAY DR, 107
CityHOLMES BEACH
StateFL
Zip34217-2081
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHB_R-3
Legal DescriptionUNIT 107 SANDY POINTE II A CONDO PI#74033.0380/8
Legal Range16E
Legal Township34S
Legal Section28
Legal SubdivisionSANDY POINTE II
Legal Tract07403304
Legal Lot Number107
Legal Unit107
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract1701

Owner

3607 E Bay Dr, Unit 107 is owned by two individuals who bought it in May 2017.

Source: Manatee County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address716 EVANS AVE, MACHESNEY PARK, IL 61115-2917
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional with PMI
BLACKHAWK BK
May 31, 2017Warranty Deed, Transfer · Conventional with PMI
BLACKHAWK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2017 · Amount on File
Deed SaleMay 31, 2017 · Amount on File
Prior SaleApr 5, 2010
Deed Document Number201751138
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3607 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2081
Document Number0041066969
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address716 EVANS AVE MACHESNEY PARK IL 611152917, MACHESNEY PARK, IL 61115-2917

Mortgage

Document Number0041066969
DateJul 1, 2020
Instrument41066969
Lender
NameBLACKHAWK BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJun 30, 2035

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMay 31, 2017
Property Address3607 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2081
Document Number0026764774
Book / Page002676 / 004774
Instrument DateMay 26, 2017
Instrument41051138
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address716 EVANS AVE MACHESNEY PARK IL 611152917, MACHESNEY PARK, IL 61115-2917

Mortgage

Document Number26764776
DateMay 31, 2017
Book Page002676/004776
Instrument41051139
Lender
NameBLACKHAWK BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3607 E Bay Dr, Unit 107 was $2,856, down 54.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,557 (+138.93%) Building $354,557$354,557 (+138.93%) Building $354,557
2025$2,856.00 (-54.87%)$148,393 Building $148,393$148,393 Building $148,393
2024$6,329.00 (+3.77%)
2023$6,099.00 (+32.01%)$463,250 (+47.06%) Building $463,250$463,250 (+47.06%) Building $463,250
2022$4,620.00$315,000 Building $315,000$315,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 E Bay Dr, Unit 107 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 219 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies530 units insured
incl. 311 condo units
Nearby Flood Claims387 (1982–2024)
Claims Outside the SFHA3 of 387
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 231 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 E Bay Dr, Unit 107 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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